Credit Card with 0% APR Longer Than 12 Months?
Guest: BigDog
Post subject: Credit Card with 0% APR Longer Than 12 Months?
Posted: Mon Jan 08, 2007 10:55 pm
On the look out for a 0% cards.
I know there are a few out there for 12 months at 0%, but are there card offers out there for longer than 12 months at 0%
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Mon Jan 08, 2007 10:59 pm
BigDog wrote:
On the look out for a 0% cards.
I know there are a few out there for 12 months at 0%, but are there card offers out there for longer than 12 months at 0%
NO FEE 0.00% BT's are a dying breed
(especially longer than 12 months)
Also they have been going to massive fees
$75 is about the best you can get now
$90 and $250 and TOTALLY UNLIMITED are the new deals
This gives you the potential of getting a $1,000+ BT FEE
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: angelo21
Posted: Tue Jan 09, 2007 9:30 am
You may want to look into products from Citi, Amex and Chase. They offer 0% card for 12 months or more. They also carry no annual fee which is great. As for BT, Citi I believe offers a card with no fee for X amount of time.
I do agree with Mouse's comment that they are a dying breed. If you find it and need it take it. You may not find it in the future.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: hdporter
Credit Expert (100+ Posts)
Posted: Tue Jan 09, 2007 9:56 am
Quote:
I know there are a few out there for 12 months at 0%, but are there card offers out there for longer than 12 months at 0%
Both 0% offers and no fee offers are becoming scarce, as are offers extending more than 12 mo. For the most part, these are only available through invitation, pre-approved offers.
I just took advantage of a 15-mo 0%, no fee offer from Chase (Freedom Signature VISA). Earlier last year, I accepted an 18 mo. card from Chase - 0%, but carried a 3% bt fee, capped at $75.
Other than these, I haven't seen any other > 12mo offers. On a cold app, I'm not sure there are any 0% no fee offers out there ... and certainly none extending over 12 mo.
- Harry
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Post subject: Credit Card with 0% APR Longer Than 12 Months?
Posted: Mon Jan 08, 2007 10:55 pm
On the look out for a 0% cards.
I know there are a few out there for 12 months at 0%, but are there card offers out there for longer than 12 months at 0%
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Mon Jan 08, 2007 10:59 pm
BigDog wrote:
On the look out for a 0% cards.
I know there are a few out there for 12 months at 0%, but are there card offers out there for longer than 12 months at 0%
NO FEE 0.00% BT's are a dying breed
(especially longer than 12 months)
Also they have been going to massive fees
$75 is about the best you can get now
$90 and $250 and TOTALLY UNLIMITED are the new deals
This gives you the potential of getting a $1,000+ BT FEE
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: angelo21
Posted: Tue Jan 09, 2007 9:30 am
You may want to look into products from Citi, Amex and Chase. They offer 0% card for 12 months or more. They also carry no annual fee which is great. As for BT, Citi I believe offers a card with no fee for X amount of time.
I do agree with Mouse's comment that they are a dying breed. If you find it and need it take it. You may not find it in the future.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: hdporter
Credit Expert (100+ Posts)
Posted: Tue Jan 09, 2007 9:56 am
Quote:
I know there are a few out there for 12 months at 0%, but are there card offers out there for longer than 12 months at 0%
Both 0% offers and no fee offers are becoming scarce, as are offers extending more than 12 mo. For the most part, these are only available through invitation, pre-approved offers.
I just took advantage of a 15-mo 0%, no fee offer from Chase (Freedom Signature VISA). Earlier last year, I accepted an 18 mo. card from Chase - 0%, but carried a 3% bt fee, capped at $75.
Other than these, I haven't seen any other > 12mo offers. On a cold app, I'm not sure there are any 0% no fee offers out there ... and certainly none extending over 12 mo.
- Harry
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 4:48 PM
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