CitiBank Premier Pass Credit Card
Guest: Chazmanian
Credit Expert (100+ Posts)
Post subject: CitiBank Premier Pass Credit Card
Posted: Wed Jan 17, 2007 12:21 am
After disputing the lack of any high limit reporting by the PP card with both EQ and EX, I have decided to get while the gettins' good.
Whilst on the horn today with the Citi-CSR wondering why in the heck my never used sock drawered Simplicity non-prime card has a 4 point better rate than the so called prestigious Premier Pass World card...
I asked what other product they could replace the PP card with. The Rep told me that with my current limit the PP card could indeed be switched into one of literally 400 different products?
Turned that PP card into a Citi-Bank Diamond Prefered Amex without even batting an eye.Funny thing with Citi-Bank...It still has that ridiculus 14.24% Rate and they wanted to pull a hard to give me any more limit over what the derned PP card had. I went ahead and switched it as the PP card will never ever come out of the drawer for fear I'll and up with a card thats reported as Maxed out if I buy a Soda with it.
I just need more Schoolin' on how to negotiate rates better.
_________________
When I was just a baby, my mama told me, "Son,
Always be a good boy; don't ever play with guns."
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Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Wed Jan 17, 2007 12:27 am
After month eleven at 0.00% I closed PP and moved the credit limit to PS & AA
NO CREDIT LIMIT & NO HIGH BALANCE IS NOT GOOD
At least CAPITAL ONE reports the "HIGH BALANCE"
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: Chazmanian
Credit Expert (100+ Posts)
Posted: Wed Jan 17, 2007 12:33 am
mouse wrote:
After month eleven at 0.00% I closed PP and moved the credit limit to PS & AA
NO CREDIT LIMIT & NO HIGH BALANCE IS NOT GOOD
At least CAPITAL ONE reports the "HIGH BALANCE"
Yeah thanks again Mouse, I never paid it much mind til you posted the 100% Maxed 100% of the time post....
I really had no need to close it so I just picked out something that would look better in my sock drawer and report a derned limit....I actually moved half of its limit over to the non-prime Simplicity card with the 10% Rate? Both are at zero balance so.....
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Credit Expert (100+ Posts)
Post subject: CitiBank Premier Pass Credit Card
Posted: Wed Jan 17, 2007 12:21 am
After disputing the lack of any high limit reporting by the PP card with both EQ and EX, I have decided to get while the gettins' good.
Whilst on the horn today with the Citi-CSR wondering why in the heck my never used sock drawered Simplicity non-prime card has a 4 point better rate than the so called prestigious Premier Pass World card...
I asked what other product they could replace the PP card with. The Rep told me that with my current limit the PP card could indeed be switched into one of literally 400 different products?
Turned that PP card into a Citi-Bank Diamond Prefered Amex without even batting an eye.Funny thing with Citi-Bank...It still has that ridiculus 14.24% Rate and they wanted to pull a hard to give me any more limit over what the derned PP card had. I went ahead and switched it as the PP card will never ever come out of the drawer for fear I'll and up with a card thats reported as Maxed out if I buy a Soda with it.
I just need more Schoolin' on how to negotiate rates better.
_________________
When I was just a baby, my mama told me, "Son,
Always be a good boy; don't ever play with guns."
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Wed Jan 17, 2007 12:27 am
After month eleven at 0.00% I closed PP and moved the credit limit to PS & AA
NO CREDIT LIMIT & NO HIGH BALANCE IS NOT GOOD
At least CAPITAL ONE reports the "HIGH BALANCE"
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: Chazmanian
Credit Expert (100+ Posts)
Posted: Wed Jan 17, 2007 12:33 am
mouse wrote:
After month eleven at 0.00% I closed PP and moved the credit limit to PS & AA
NO CREDIT LIMIT & NO HIGH BALANCE IS NOT GOOD
At least CAPITAL ONE reports the "HIGH BALANCE"
Yeah thanks again Mouse, I never paid it much mind til you posted the 100% Maxed 100% of the time post....
I really had no need to close it so I just picked out something that would look better in my sock drawer and report a derned limit....I actually moved half of its limit over to the non-prime Simplicity card with the 10% Rate? Both are at zero balance so.....
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 2:20 PM
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