Citi Dividend Credit Card Credit Limit
Guest: canadianpotatoes
Post subject: Citi Dividend Credit Card Credit Limit
Posted: Thu Jan 04, 2007 9:57 pm
Yes, so this card annoyed me when it dropped my cash back to 2% from 5%, but I'm wondering.. is it possible to get above a $3200 limit on this card?
I have a $3200 limit and everytime I see it posted on this forum it has a $3200 limit. I just asked for a CLI to move past $3200 and they said for the first time that it would require a hard pull (granted, it was only a bit more than a month after my last one, but still).
So does anyone have a higher CL than $3200 with this card or is it stuck at that because it's not a super prime card or something?
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Guest: Chazmanian
Credit Expert (100+ Posts)
Posted: Thu Jan 04, 2007 10:34 pm
canadianpotatoes wrote:
Yes, so this card annoyed me when it dropped my cash back to 2% from 5%, but I'm wondering.. is it possible to get above a $3200 limit on this card?
I have a $3200 limit and everytime I see it posted on this forum it has a $3200 limit. I just asked for a CLI to move past $3200 and they said for the first time that it would require a hard pull (granted, it was only a bit more than a month after my last one, but still).
So does anyone have a higher CL than $3200 with this card or is it stuck at that because it's not a super prime card or something?
Any Citi-card is a good card in my opinion. Super-Prime? My Super-Prime Premier Pass card dosent report limits or high balances and is Super-Crappy. try this with that Divvy-Card. Go to the online banking site. Click on request a credit line increase if a screen pops up that asks for Income, Etc...Click out as filling that form will generate a Hard Pull. Go back say...Once a week and when your card has been granted a soft pull increase it will automatically go to a screen that says congrats or whatever asking you if you accept the credit line increase at that time. That is a no hard pull increase. Whether you are granted that increase depends on your current balance, Payment history, The alignment of the Moon, Sun and Pluto. I have five different Citi-cards and all except my "Super-Prime" Premier Pass World Card, All have gotten several good increases without a hard pull Via the Citi "Luv" button. I have clicked that derned Luv' button religiously once a week for the past year....Sheese I may have to go Click right now!
P.S. The Super Hottie Prime card is...Drum Roll Please......CHASE FREEDOM! Run dont walk to the Chase Freedom site and go for a cold app. they are going Insta-Approval crazy and the card has a nice 0% intro rate and looks Super Prime when presented to Cashiers, bartenders and Waitresses!!! Plus HDPorter scored a healthy 17.5K limit out of the box. Thats Hot! Thats Prime! Me...A not so prime 6K. but the derned card looks hot and some Super-secret agent prime card eletro-**** in it too!
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: Millenial
Posted: Thu Jan 04, 2007 10:57 pm
yeah the chase freedom is pretty cool, it'd be my main card if it had a higher limit and the points had no expiration date
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: cabledude
Posted: Thu Jan 04, 2007 10:58 pm
Chazmanian wrote:
canadianpotatoes wrote:
Yes, so this card annoyed me when it dropped my cash back to 2% from 5%, but I'm wondering.. is it possible to get above a $3200 limit on this card?
I have a $3200 limit and everytime I see it posted on this forum it has a $3200 limit. I just asked for a CLI to move past $3200 and they said for the first time that it would require a hard pull (granted, it was only a bit more than a month after my last one, but still).
So does anyone have a higher CL than $3200 with this card or is it stuck at that because it's not a super prime card or something?
Any Citi-card is a good card in my opinion. Super-Prime? My Super-Prime Premier Pass card dosent report limits or high balances and is Super-Crappy. try this with that Divvy-Card. Go to the online banking site. Click on request a credit line increase if a screen pops up that asks for Income, Etc...Click out as filling that form will generate a Hard Pull. Go back say...Once a week and when your card has been granted a soft pull increase it will automatically go to a screen that says congrats or whatever asking you if you accept the credit line increase at that time. That is a no hard pull increase. Whether you are granted that increase depends on your current balance, Payment history, The alignment of the Moon, Sun and Pluto. I have five different Citi-cards and all except my "Super-Prime" Premier Pass World Card, All have gotten several good increases without a hard pull Via the Citi "Luv" button. I have clicked that derned Luv' button religiously once a week for the past year....Sheese I may have to go Click right now!
P.S. The Super Hottie Prime card is...Drum Roll Please......CHASE FREEDOM! Run dont walk to the Chase Freedom site and go for a cold app. they are going Insta-Approval crazy and the card has a nice 0% intro rate and looks Super Prime when presented to Cashiers, bartenders and Waitresses!!! Plus HDPorter scored a healthy 17.5K limit out of the box. Thats Hot! Thats Prime! Me...A not so prime 6K. but the derned card looks hot and some Super-secret agent prime card eletro-**** in it too!
Good advice from Chazmanian to follow. I've gotten mine up from $3,600 to $12.6K by pushing this button. You can also apply for a new card and TX some or all of the limit to the dividend. Still a hard, but may end up giving you more CL this way than asking for a CLI on an existing card.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Post subject: Citi Dividend Credit Card Credit Limit
Posted: Thu Jan 04, 2007 9:57 pm
Yes, so this card annoyed me when it dropped my cash back to 2% from 5%, but I'm wondering.. is it possible to get above a $3200 limit on this card?
I have a $3200 limit and everytime I see it posted on this forum it has a $3200 limit. I just asked for a CLI to move past $3200 and they said for the first time that it would require a hard pull (granted, it was only a bit more than a month after my last one, but still).
So does anyone have a higher CL than $3200 with this card or is it stuck at that because it's not a super prime card or something?
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: Chazmanian
Credit Expert (100+ Posts)
Posted: Thu Jan 04, 2007 10:34 pm
canadianpotatoes wrote:
Yes, so this card annoyed me when it dropped my cash back to 2% from 5%, but I'm wondering.. is it possible to get above a $3200 limit on this card?
I have a $3200 limit and everytime I see it posted on this forum it has a $3200 limit. I just asked for a CLI to move past $3200 and they said for the first time that it would require a hard pull (granted, it was only a bit more than a month after my last one, but still).
So does anyone have a higher CL than $3200 with this card or is it stuck at that because it's not a super prime card or something?
Any Citi-card is a good card in my opinion. Super-Prime? My Super-Prime Premier Pass card dosent report limits or high balances and is Super-Crappy. try this with that Divvy-Card. Go to the online banking site. Click on request a credit line increase if a screen pops up that asks for Income, Etc...Click out as filling that form will generate a Hard Pull. Go back say...Once a week and when your card has been granted a soft pull increase it will automatically go to a screen that says congrats or whatever asking you if you accept the credit line increase at that time. That is a no hard pull increase. Whether you are granted that increase depends on your current balance, Payment history, The alignment of the Moon, Sun and Pluto. I have five different Citi-cards and all except my "Super-Prime" Premier Pass World Card, All have gotten several good increases without a hard pull Via the Citi "Luv" button. I have clicked that derned Luv' button religiously once a week for the past year....Sheese I may have to go Click right now!
P.S. The Super Hottie Prime card is...Drum Roll Please......CHASE FREEDOM! Run dont walk to the Chase Freedom site and go for a cold app. they are going Insta-Approval crazy and the card has a nice 0% intro rate and looks Super Prime when presented to Cashiers, bartenders and Waitresses!!! Plus HDPorter scored a healthy 17.5K limit out of the box. Thats Hot! Thats Prime! Me...A not so prime 6K. but the derned card looks hot and some Super-secret agent prime card eletro-**** in it too!
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: Millenial
Posted: Thu Jan 04, 2007 10:57 pm
yeah the chase freedom is pretty cool, it'd be my main card if it had a higher limit and the points had no expiration date
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: cabledude
Posted: Thu Jan 04, 2007 10:58 pm
Chazmanian wrote:
canadianpotatoes wrote:
Yes, so this card annoyed me when it dropped my cash back to 2% from 5%, but I'm wondering.. is it possible to get above a $3200 limit on this card?
I have a $3200 limit and everytime I see it posted on this forum it has a $3200 limit. I just asked for a CLI to move past $3200 and they said for the first time that it would require a hard pull (granted, it was only a bit more than a month after my last one, but still).
So does anyone have a higher CL than $3200 with this card or is it stuck at that because it's not a super prime card or something?
Any Citi-card is a good card in my opinion. Super-Prime? My Super-Prime Premier Pass card dosent report limits or high balances and is Super-Crappy. try this with that Divvy-Card. Go to the online banking site. Click on request a credit line increase if a screen pops up that asks for Income, Etc...Click out as filling that form will generate a Hard Pull. Go back say...Once a week and when your card has been granted a soft pull increase it will automatically go to a screen that says congrats or whatever asking you if you accept the credit line increase at that time. That is a no hard pull increase. Whether you are granted that increase depends on your current balance, Payment history, The alignment of the Moon, Sun and Pluto. I have five different Citi-cards and all except my "Super-Prime" Premier Pass World Card, All have gotten several good increases without a hard pull Via the Citi "Luv" button. I have clicked that derned Luv' button religiously once a week for the past year....Sheese I may have to go Click right now!
P.S. The Super Hottie Prime card is...Drum Roll Please......CHASE FREEDOM! Run dont walk to the Chase Freedom site and go for a cold app. they are going Insta-Approval crazy and the card has a nice 0% intro rate and looks Super Prime when presented to Cashiers, bartenders and Waitresses!!! Plus HDPorter scored a healthy 17.5K limit out of the box. Thats Hot! Thats Prime! Me...A not so prime 6K. but the derned card looks hot and some Super-secret agent prime card eletro-**** in it too!
Good advice from Chazmanian to follow. I've gotten mine up from $3,600 to $12.6K by pushing this button. You can also apply for a new card and TX some or all of the limit to the dividend. Still a hard, but may end up giving you more CL this way than asking for a CLI on an existing card.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 3:37 PM
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