Want to Waive Annual Fees on Capital One Credit Card Account
Guest: Prodigy
Post subject: Want to Waive Annual Fees on Capital One Credit Card Account
Posted: Fri Sep 29, 2006 6:58 pm
I received a Capital One Credit Card and received an intitial credit line of 500 on March 2006. It was increased to 750 three months later, and it says it will increase alittle bit every 3 months or so. The annual fee is $39.
Is there a way to get them to waive the annual fee before the anniversary arrives? If not, how should I go about this "allocation" process that I heard about?
I use the card frequently and I pay off the balance in full every month. Almost every time, I get close to my limit, I pay it off online, and pay off the balance in full multiple times during every billing cycle.
_________________
I am new to this forum. All this information on this board is invaluable and I have learned alot from it (I will make a great - "thank you" post, in the near future). If I ask a question that has been asked repeatedly, I apologize in advance. =)
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Guest: Alaskan Assassin
Posted: Fri Sep 29, 2006 8:10 pm
MY CAPITALONE CARD SAID IT HAS AN ANNUAL FEE BUT THEY NEVER CHARGE ME, I THINK ITS WEIRD I WAS SUPPOSE TO PAY $39 GUESS NOT ITS OK WITH ME
_________________
Rich??
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Guest: jlrdc909
Credit Expert (100+ Posts)
Posted: Wed Oct 04, 2006 1:31 pm
being Cap One is not a issuer to "Prime" issuer, dont be expecting much cooperation in them stopping an annual fee or raising a credit limit.
Other banks would be more willing to work with you, Cap 1 is NOT one to expect a lot of help from
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Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Wed Oct 04, 2006 5:10 pm
jlrdc909 wrote:
being Cap One is not a issuer to "Prime" issuer, dont be expecting much cooperation in them stopping an annual fee or raising a credit limit.
Other banks would be more willing to work with you, Cap 1 is NOT one to expect a lot of help from
CAPITAL ONE "CAN" BE PRIME
$20,000+
5.90% NO FEE BT or PURCHASES
NO ANNUAL FEE
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: jlrdc909
Credit Expert (100+ Posts)
Posted: Thu Oct 05, 2006 1:08 pm
Mouse: True, sometimes Capital One can be prime (on rare occasions), which happens about as much as snow in Florida
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Post subject: Want to Waive Annual Fees on Capital One Credit Card Account
Posted: Fri Sep 29, 2006 6:58 pm
I received a Capital One Credit Card and received an intitial credit line of 500 on March 2006. It was increased to 750 three months later, and it says it will increase alittle bit every 3 months or so. The annual fee is $39.
Is there a way to get them to waive the annual fee before the anniversary arrives? If not, how should I go about this "allocation" process that I heard about?
I use the card frequently and I pay off the balance in full every month. Almost every time, I get close to my limit, I pay it off online, and pay off the balance in full multiple times during every billing cycle.
_________________
I am new to this forum. All this information on this board is invaluable and I have learned alot from it (I will make a great - "thank you" post, in the near future). If I ask a question that has been asked repeatedly, I apologize in advance. =)
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: Alaskan Assassin
Posted: Fri Sep 29, 2006 8:10 pm
MY CAPITALONE CARD SAID IT HAS AN ANNUAL FEE BUT THEY NEVER CHARGE ME, I THINK ITS WEIRD I WAS SUPPOSE TO PAY $39 GUESS NOT ITS OK WITH ME
_________________
Rich??
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: jlrdc909
Credit Expert (100+ Posts)
Posted: Wed Oct 04, 2006 1:31 pm
being Cap One is not a issuer to "Prime" issuer, dont be expecting much cooperation in them stopping an annual fee or raising a credit limit.
Other banks would be more willing to work with you, Cap 1 is NOT one to expect a lot of help from
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Wed Oct 04, 2006 5:10 pm
jlrdc909 wrote:
being Cap One is not a issuer to "Prime" issuer, dont be expecting much cooperation in them stopping an annual fee or raising a credit limit.
Other banks would be more willing to work with you, Cap 1 is NOT one to expect a lot of help from
CAPITAL ONE "CAN" BE PRIME
$20,000+
5.90% NO FEE BT or PURCHASES
NO ANNUAL FEE
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: jlrdc909
Credit Expert (100+ Posts)
Posted: Thu Oct 05, 2006 1:08 pm
Mouse: True, sometimes Capital One can be prime (on rare occasions), which happens about as much as snow in Florida
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 3:13 PM
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