Money Tips: More Credit Cards Available with Higher FICO

Posted On: September 23, 2006

Guest: ImPulSiVe
Post subject: More Credit Cards Available with Higher FICO
Posted: Sat Sep 23, 2006 11:53 pm

Transunion: 656
Equifax: 666
Experian: 625

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Guest: novaboy
Posted: Sun Sep 24, 2006 8:50 am

Try Nasa FCU, Capital One, or Household.

Guest: Kajjers
Posted: Sun Sep 24, 2006 11:48 am

Go for AmEx / Citi

Guest: multiplierx
Credit Expert (100+ Posts)
Posted: Sun Sep 24, 2006 4:13 pm

I wouldn’t apply for anything.

Instead, I’d ask what’s keeping your scores down and is there anything you can do short-term to improve them before you apply for cards.

You’ll get much better results, more choices, and higher CLs if you improve your scores first.

I would develop a definite plan and lay out long term goals for your credit portfolio before you proceed. Don’t just apply for things because you might get approved. Although many treat credit like an addictive game, it really isn’t and you should always have long terms goals in mind.

Guest: multiplierx
Credit Expert (100+ Posts)
Posted: Sun Sep 24, 2006 4:15 pm

Also, nobody here can determine what you might get approved for based on those scores alone.

Any derogs?

Age of tradelines?

How many inquiries?

Etc.