Help Understanding Credit Card Application Response
Guest: novaboy
Post subject: Help Understanding Credit Card Application Response
Posted: Tue Sep 19, 2006 10:55 am
Can anyone help me? I applied online and rec the following e-mail. Did I get approve or denied based on the e-mail
Dear Customer
Thank you for applying for a Macy's account. At this time your
application requires additional processing. You will receive
information
concerning the status of your application request within 7-10 days.
If you have any questions concerning your Macy's application, or have
not received written notification within 7-10 days, please send an
email
to: MacysNewAccounts@fds.com. You may also contact us by telephone at
1-800-517-1424. Our representatives are available Monday through
Saturday 9am to 9pm and Sunday 11am to 7pm, eastern time.
Sincerely,
Macy's.com New Accounts Department
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: davensd
Posted: Tue Sep 19, 2006 1:07 pm
novaboy wrote:
Can anyone help me? I applied online and rec the following e-mail. Did I get approve or denied based on the e-mail
Dear Customer
Thank you for applying for a Macy's account. At this time your
application requires additional processing. You will receive
information
concerning the status of your application request within 7-10 days.
If you have any questions concerning your Macy's application, or have
not received written notification within 7-10 days, please send an
email
to: MacysNewAccounts@fds.com. You may also contact us by telephone at
1-800-517-1424. Our representatives are available Monday through
Saturday 9am to 9pm and Sunday 11am to 7pm, eastern time.
Sincerely,
Macy's.com New Accounts Department
If you wanted an answer right away, you should have gone to the store and done it in person. I guess you will have to wait or pick up the phone and ask them. Not very many benefits to owning a macys card btw..I have the elite card and it's nothing to get excited about.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: jlrdc909
Credit Expert (100+ Posts)
Posted: Tue Sep 19, 2006 1:53 pm
Macy's seems to give easy approval to those who go in the store and apply in person.
I have had a Macy's card for a while, with a good limit, but I have read that the approval seems to be easy, but some are stuck with low limits.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: Polonius
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Tue Sep 19, 2006 5:35 pm
Quote:
Did I get approve or denied based on the e-mail
Based on the e-mail, that hasn't been decided yet--you'll be notified when a decision is made. Isn't that what it says?
Whether it's true or not is a different question. If you don't want to wait, call and ask what the status is.
I would just wait and see what happens. For me, calling about such things seems a bit too anxious or desperate. But that's just me; may not seem that way at all to Macy's credit department.
_________________
Polonius
"Neither a borrower, nor a lender be; For loan oft loses both itself and friend"
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: novaboy
Posted: Fri Sep 22, 2006 12:23 pm
I applied for Macy's and They Denied me. But Juniper approve me with a $10,000.00 limit with U.S. Airways Card. What a strange credit card company.
I currently have
AMEX Green Reward no pre-set limit
CHase Plat 9000
AMEX Blue 8000
BOA 12000
*Juniper 10,000.00
* call and rec approval
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: jlrdc909
Credit Expert (100+ Posts)
Posted: Fri Sep 22, 2006 1:39 pm
Novaboy: Welcome to the so strange world of Credit Cards.
I have known some of store/gas card companies that will deny you for a $800-1000 limit, but a bank will give you $10,000.00
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Post subject: Help Understanding Credit Card Application Response
Posted: Tue Sep 19, 2006 10:55 am
Can anyone help me? I applied online and rec the following e-mail. Did I get approve or denied based on the e-mail
Dear Customer
Thank you for applying for a Macy's account. At this time your
application requires additional processing. You will receive
information
concerning the status of your application request within 7-10 days.
If you have any questions concerning your Macy's application, or have
not received written notification within 7-10 days, please send an
to: MacysNewAccounts@fds.com. You may also contact us by telephone at
1-800-517-1424. Our representatives are available Monday through
Saturday 9am to 9pm and Sunday 11am to 7pm, eastern time.
Sincerely,
Macy's.com New Accounts Department
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: davensd
Posted: Tue Sep 19, 2006 1:07 pm
novaboy wrote:
Can anyone help me? I applied online and rec the following e-mail. Did I get approve or denied based on the e-mail
Dear Customer
Thank you for applying for a Macy's account. At this time your
application requires additional processing. You will receive
information
concerning the status of your application request within 7-10 days.
If you have any questions concerning your Macy's application, or have
not received written notification within 7-10 days, please send an
to: MacysNewAccounts@fds.com. You may also contact us by telephone at
1-800-517-1424. Our representatives are available Monday through
Saturday 9am to 9pm and Sunday 11am to 7pm, eastern time.
Sincerely,
Macy's.com New Accounts Department
If you wanted an answer right away, you should have gone to the store and done it in person. I guess you will have to wait or pick up the phone and ask them. Not very many benefits to owning a macys card btw..I have the elite card and it's nothing to get excited about.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: jlrdc909
Credit Expert (100+ Posts)
Posted: Tue Sep 19, 2006 1:53 pm
Macy's seems to give easy approval to those who go in the store and apply in person.
I have had a Macy's card for a while, with a good limit, but I have read that the approval seems to be easy, but some are stuck with low limits.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: Polonius
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Tue Sep 19, 2006 5:35 pm
Quote:
Did I get approve or denied based on the e-mail
Based on the e-mail, that hasn't been decided yet--you'll be notified when a decision is made. Isn't that what it says?
Whether it's true or not is a different question. If you don't want to wait, call and ask what the status is.
I would just wait and see what happens. For me, calling about such things seems a bit too anxious or desperate. But that's just me; may not seem that way at all to Macy's credit department.
_________________
Polonius
"Neither a borrower, nor a lender be; For loan oft loses both itself and friend"
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: novaboy
Posted: Fri Sep 22, 2006 12:23 pm
I applied for Macy's and They Denied me. But Juniper approve me with a $10,000.00 limit with U.S. Airways Card. What a strange credit card company.
I currently have
AMEX Green Reward no pre-set limit
CHase Plat 9000
AMEX Blue 8000
BOA 12000
*Juniper 10,000.00
* call and rec approval
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: jlrdc909
Credit Expert (100+ Posts)
Posted: Fri Sep 22, 2006 1:39 pm
Novaboy: Welcome to the so strange world of Credit Cards.
I have known some of store/gas card companies that will deny you for a $800-1000 limit, but a bank will give you $10,000.00
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 2:05 PM
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