Experience with Credit Card Balance Transfers
Guest: credit advisor
Post subject: Experience with Credit Card Balance Transfers
Posted: Sun Sep 03, 2006 1:27 pm
I'm interested in knowing people's experiences with credit card balance transfers. These offers seem great on the surface - but are they? Please share your experiences with credit card transfers for those who may be considering doing this. Thanks.
# of Balances Transfered:
Interest Rate Offered On Transfer:
Duration Of Promotional Rate:
Fee Paid To Transfer:
Did You Save As Expected?:
_________________
www.Credit-Card-Surplus.com
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Sun Sep 03, 2006 1:50 pm
THERE IS NEVER A DOWN-SIDE TO A BALANCE TRANSFER AS LONG AS YOU DON'T PAY MORE TO DO SO
Sometimes the BT FEE makes the BT APR "COST" MORE than what you are trying to pay off
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: bullwinkle29
Credit Expert (100+ Posts)
Posted: Mon Sep 04, 2006 2:05 am
# of Balances Transfered: 1 transfer to citi bank
Interest Rate Offered On Transfer: 0%
Duration Of Promotional Rate: 12 months
Fee Paid To Transfer: $0
Did You Save As Expected?: yes
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: maddybeagle
Credit Expert (100+ Posts)
Posted: Mon Sep 04, 2006 8:24 am
Done lots of bt's and no problems...apparently the terms are too difficult for some folks...I have had several coworkers screw them up..not have the money at the end or put purchases on the card....it's not rocket science..know the terms and do some kind of tracking and have an escape plan.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Post subject: Experience with Credit Card Balance Transfers
Posted: Sun Sep 03, 2006 1:27 pm
I'm interested in knowing people's experiences with credit card balance transfers. These offers seem great on the surface - but are they? Please share your experiences with credit card transfers for those who may be considering doing this. Thanks.
# of Balances Transfered:
Interest Rate Offered On Transfer:
Duration Of Promotional Rate:
Fee Paid To Transfer:
Did You Save As Expected?:
_________________
www.Credit-Card-Surplus.com
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Sun Sep 03, 2006 1:50 pm
THERE IS NEVER A DOWN-SIDE TO A BALANCE TRANSFER AS LONG AS YOU DON'T PAY MORE TO DO SO
Sometimes the BT FEE makes the BT APR "COST" MORE than what you are trying to pay off
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: bullwinkle29
Credit Expert (100+ Posts)
Posted: Mon Sep 04, 2006 2:05 am
# of Balances Transfered: 1 transfer to citi bank
Interest Rate Offered On Transfer: 0%
Duration Of Promotional Rate: 12 months
Fee Paid To Transfer: $0
Did You Save As Expected?: yes
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: maddybeagle
Credit Expert (100+ Posts)
Posted: Mon Sep 04, 2006 8:24 am
Done lots of bt's and no problems...apparently the terms are too difficult for some folks...I have had several coworkers screw them up..not have the money at the end or put purchases on the card....it's not rocket science..know the terms and do some kind of tracking and have an escape plan.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 2:57 PM
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