Money Tips: Credit Risk Score May Determine Your Credit Card Credit Limit

Posted On: September 9, 2006

Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Post subject: Credit Risk Score May Determine Your Credit Card Credit Limit
Posted: Sat Sep 09, 2006 7:22 pm

Evilbunny wrote:
ahh, i am but a lowely peon. even as a supervisor, they do not tell me those kinds of things

here is what i figure:

the Credit Risk score is an internal Chase thing i do believe. and it is based on your credit score, payment history and i believe some transactions can cause it to go up

keep in mind, i dont know the formula, and i can only guess going by what i have seen.

though when i get to work tommorow i will see if i can find more information on it

i would love to be a credit analyst. lol

i can tell ya that if you want a credit limit of 100k what they look for.. hehehe. i got nosy and asked =)

income of 1.5 - 3 mill. exellent credit, and a million dollar mortage. Mmm, a girl can dream =)

I have no where near that TOTAL GROSS H/H INCOME and have “6″ figures “AVAILABLE” with AMEX

Guest: Evilbunny
Posted: Sat Sep 09, 2006 7:47 pm

well arent you just cool, Mousie

as far as the limit, its for one card. you have yours spread over 4 different cards,so the rules are a bit different for that i think.

i dont know, i just thought it was a cool bit of info

Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Sat Sep 09, 2006 8:26 pm

Evilbunny wrote:
well arent you just cool, Mousie

as far as the limit, its for one card. you have yours spread over 4 different cards,so the rules are a bit different for that i think.

i dont know, i just thought it was a cool bit of info

I DO???

Guest: Evilbunny
Posted: Sat Sep 09, 2006 10:05 pm

you do what?

come on mousie.. make sense