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Wednesday, September 13, 2006

Credit Cards with Balance Transfer Offer

Guest: Board Monitor
Board Monitor/ Administrator
Post subject: Credit Cards with Balance Transfer Offer
Posted: Mon Sep 04, 2006 8:53 am

Love BT! Good thread idea. Have done many over the years and have never regretted doing any.
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Curtis Arnold
Board Monitor
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Last edited by Board Monitor on Wed Sep 13, 2006 7:34 am; edited 1 time in total


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Guest: AJ
Posted: Tue Sep 05, 2006 7:59 am

the balance with the lowest rate will be paid down first, therefore , if you do a transfer make sure there are no purchases on the card at the higher rate. I have a RSB Card ( Known as Citizens Bank) that has two offers. 3.9 fixed until the balance is paid in full or 0 percent until Feb 07


CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!



Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Tue Sep 05, 2006 8:50 am

US BANK

MBNA

BofA

All are doing 3% or 4% WITH NO MAX BT FEE

READ THE FINE PRINT!!!

$30,000 X 4% = $1,200

Be real careful with a no limit BT fee


CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!



Guest: fire3000
Credit Expert (100+ Posts)
Posted: Tue Sep 05, 2006 9:43 pm

I have accepted many credit card BT and low rate convenience check offers over the last five years. The amounts totaled in the hundreds of thousands of dollars. I always payoff the cards two weeks before the low rates end and have never been late with a payment. This month alone I will payoff four cards totalling $54,000. Next month the same issurers (Chase and BoA) will send me more low rate blank checks to begin the cycle again. I invest the money at local banks to earn a tidy profit.


CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!

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