Aspen Credit Card Offer

Guest: christina33
Post subject: Aspen Credit Card Offer
Posted: Wed Sep 20, 2006 9:17 am

received an offer from Aspen yesterday
Pre-approved for $300 , however, fees and other charges limits the credit line.
These fees includes $150 for the annual credit card fee and $29.00 for the account activation fee.
Before I can use the card I have to send in a $20.00 payment and there are $6.50 billed monthly for account servicing.

Interest rate %19.5 and default is 31 %

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Guest: QikPass
Credit Expert (100+ Posts)
Posted: Wed Sep 20, 2006 12:39 pm

Dosent sound like much of an offer.
cards with fees like that should be avoided at all costs. There are much better options out there.
Do you have any idea of what your credit profile looks like? If you share it with the board, maybe you can get some ideas of better banks/cards to try.
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CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!

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Guest: Board Monitor
Board Monitor/ Administrator
Posted: Wed Sep 20, 2006 1:44 pm

Quote:
These fees includes $150 for the annual credit card fee and $29.00 for the account activation fee.
Before I can use the card I have to send in a $20.00 payment and there are $6.50 billed monthly for account servicing.


Yikes! I would start your search here:

http://www.cardratings.com/poorinfohome.html

Good luck and let us know how things turn out...
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Curtis Arnold
Board Monitor
http://www.CardRatings.com
20K+ Credit Card Reviews

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CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!

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