Income Listed on Credit Card Application
Guest: FaithNGrace
Post subject: Income Listed on Credit Card Application
Posted: Tue Aug 08, 2006 7:40 pm Post subject: Gross Monthly Income?
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I just got a pre-approval notice for a pretty good card. I want to accept it, but one of the questions it asks is "Monthly Gross Income". Would that be my income or the household income? I am a student with loans (I guess that would be my income). Obviously, the application would look much better if I listed the household (my parent's) income. What do I do? Thanks!
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FaithNGrace
slowly learning about the wonderful world of credit!
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Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Wed Aug 09, 2006 12:27 am
Quote:
"FaithNGrace"
I just got a pre-approval notice for a pretty good card. I want to accept it, but one of the questions it asks is "Monthly Gross Income". Would that be my income or the household income? I am a student with loans (I guess that would be my income). Obviously, the application would look much better if I listed the household (my parent's) income. What do I do? Thanks!
DOES IT SAY YOUR INCOME or HOUSEHOLD INCOME???
I don't do INDIVIDUAL INCOME anything
NO HOUSEHOLD INCOME...NO APPLICATION WILL HAPPEN
CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!
Guest: gsr
Posted: Wed Aug 09, 2006 3:44 am
sorry to steal the thread but what happens if you put your household income into your individual income space?
CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!
Guest: jlrdc909
Credit Expert (100+ Posts)
Posted: Wed Aug 09, 2006 6:15 am
To: GSR: If you do that, the credit card police will come, line you up, give you a final cigarette, then possibly shoot you
To be honest, Most MC/Visa issuers are not so much concerned with income as is AMEX/DC.
CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!
Post subject: Income Listed on Credit Card Application
Posted: Tue Aug 08, 2006 7:40 pm Post subject: Gross Monthly Income?
--------------------------------------------------------------------------------
I just got a pre-approval notice for a pretty good card. I want to accept it, but one of the questions it asks is "Monthly Gross Income". Would that be my income or the household income? I am a student with loans (I guess that would be my income). Obviously, the application would look much better if I listed the household (my parent's) income. What do I do? Thanks!
_________________
FaithNGrace
slowly learning about the wonderful world of credit!
CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!
Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Wed Aug 09, 2006 12:27 am
Quote:
"FaithNGrace"
I just got a pre-approval notice for a pretty good card. I want to accept it, but one of the questions it asks is "Monthly Gross Income". Would that be my income or the household income? I am a student with loans (I guess that would be my income). Obviously, the application would look much better if I listed the household (my parent's) income. What do I do? Thanks!
DOES IT SAY YOUR INCOME or HOUSEHOLD INCOME???
I don't do INDIVIDUAL INCOME anything
NO HOUSEHOLD INCOME...NO APPLICATION WILL HAPPEN
CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!
Guest: gsr
Posted: Wed Aug 09, 2006 3:44 am
sorry to steal the thread but what happens if you put your household income into your individual income space?
CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!
Guest: jlrdc909
Credit Expert (100+ Posts)
Posted: Wed Aug 09, 2006 6:15 am
To: GSR: If you do that, the credit card police will come, line you up, give you a final cigarette, then possibly shoot you
To be honest, Most MC/Visa issuers are not so much concerned with income as is AMEX/DC.
CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!







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