Confused by Terms of Chase Visa Credit Card
Guest: rain
Credit Expert (100+ Posts)
Post subject: Confused by Terms of Chase Visa Credit Card
Posted: Wed Aug 09, 2006 3:25 pm
They just changed the details of the ad to include offer details. Looks like its a legit offer, goody
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: usmsci
Credit Expert (100+ Posts)
Posted: Wed Aug 09, 2006 7:23 pm
i've got this card and in the account benefits section when you online it says:
Quote:
Cashbuilder Awards - Earn up to 2% on new purchases in any month you revolve a balance of at least $500
Earn up to 1% on new purchases in any month you revolve a balance of less than $500 or pay your balance in full
When you reach your Registration Date Anniversary, you will receive your cash reward in the mail. Cash rewards are limited to $500 each year.
Perfect Card Rewards - Earn a 3% rebate on all gasoline purchases
Earn a 1% rebate on all purchases
All the rebates you earn are automatically credited toward future purchases
Earn an additional 3% on gas transactions during the first 90 days your account is open
Freedom Rewards - Earn a 3% rebate on all gasoline purchases
Earn a 1% rebate on all purchases
All the rebates you earn are automatically credited toward future purchases
Ultimate Cash rewards - Earn up to 5% cash back on Everday Net Purchases and up to 2% cash back on all other on Net Purchases. “Everyday Purchases” means Purchases at stand–alone U.S. supermarkets, gas stations, drugstores, and home improvement stores, for consumer consumption only.
Calculate the award for each billing period based upon the annual level of Net Purchases.
(notice nothing about first 3 months, 6 months or 1 year, looks like forever). Also this confuses me.. does that mean i get ALL that or just the one that gives me the most money per billing cycle? could someone explain?
Every one of these has an * by it saying to please refer to my rewards brochure for specific details.
In my brochure is says:
Quote:
You will earn 5 points per $1 spent on Net Purchases made at retail establishments that classify their merchant location for Visa/Mastercard as a gas station, grocery store or drugstore and 1 point per $1.00 spent on Net Purchases Everywhere else
notice it says nothing about the first 12 months or anything of the sort.
so does that mean if you go into a store/gas station etc etc and they have the Visa/Mastercard logo on their window then that means they classify themselves for Visa/Mastercard or what does that mean?
also what does that mean for me as far as all the benefits online via my account versus what this brochure says. i am thoroughly confused.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Credit Expert (100+ Posts)
Post subject: Confused by Terms of Chase Visa Credit Card
Posted: Wed Aug 09, 2006 3:25 pm
They just changed the details of the ad to include offer details. Looks like its a legit offer, goody
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: usmsci
Credit Expert (100+ Posts)
Posted: Wed Aug 09, 2006 7:23 pm
i've got this card and in the account benefits section when you online it says:
Quote:
Cashbuilder Awards - Earn up to 2% on new purchases in any month you revolve a balance of at least $500
Earn up to 1% on new purchases in any month you revolve a balance of less than $500 or pay your balance in full
When you reach your Registration Date Anniversary, you will receive your cash reward in the mail. Cash rewards are limited to $500 each year.
Perfect Card Rewards - Earn a 3% rebate on all gasoline purchases
Earn a 1% rebate on all purchases
All the rebates you earn are automatically credited toward future purchases
Earn an additional 3% on gas transactions during the first 90 days your account is open
Freedom Rewards - Earn a 3% rebate on all gasoline purchases
Earn a 1% rebate on all purchases
All the rebates you earn are automatically credited toward future purchases
Ultimate Cash rewards - Earn up to 5% cash back on Everday Net Purchases and up to 2% cash back on all other on Net Purchases. “Everyday Purchases” means Purchases at stand–alone U.S. supermarkets, gas stations, drugstores, and home improvement stores, for consumer consumption only.
Calculate the award for each billing period based upon the annual level of Net Purchases.
(notice nothing about first 3 months, 6 months or 1 year, looks like forever). Also this confuses me.. does that mean i get ALL that or just the one that gives me the most money per billing cycle? could someone explain?
Every one of these has an * by it saying to please refer to my rewards brochure for specific details.
In my brochure is says:
Quote:
You will earn 5 points per $1 spent on Net Purchases made at retail establishments that classify their merchant location for Visa/Mastercard as a gas station, grocery store or drugstore and 1 point per $1.00 spent on Net Purchases Everywhere else
notice it says nothing about the first 12 months or anything of the sort.
so does that mean if you go into a store/gas station etc etc and they have the Visa/Mastercard logo on their window then that means they classify themselves for Visa/Mastercard or what does that mean?
also what does that mean for me as far as all the benefits online via my account versus what this brochure says. i am thoroughly confused.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 8:43 PM
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