Money Tips: Chase Credit Card with 0% APR for 15 Months

Posted On: August 22, 2006

Guest: ajulius
Post subject: Chase Credit Card with 0% APR for 15 Months
Posted: Tue Aug 22, 2006 7:54 pm

Hi. Got offers for 0% for 15 mths from Chase. Took advantage of 2 and got approved. Found out by checking my online account and they added it there.

I have 3 Chase CC’s now. One has a 0% for 6 mths balance transfer promo with a balance transfer fee available. The other 2 have 0% for 15 mths.

Can I take advantage of the full credit line on both of them or would they jack my rate because it says subject to change.

My limits are:

24600 on a 0% card
17600 on another 0% card
20000 on a card where I was offered 0% for 6mths with balance transfer fee

I also have other preapproval codes for 0% for 15 mths but considering my credit line went down from 24600 on the first to 17600 on the 2nd, I am thinking it is probably not worth it.

Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Tue Aug 22, 2006 8:58 pm

Quote:

“ajulius”
Hi. Got offers for 0% for 15 mths from Chase. Took advantage of 2 and got approved. Found out by checking my online account and they added it there.

I have 3 Chase CC’s now. One has a 0% for 6 mths balance transfer promo with a balance transfer fee available. The other 2 have 0% for 15 mths.

Can I take advantage of the full credit line on both of them or would they jack my rate because it says subject to change.

My limits are:

24600 on a 0% card
17600 on another 0% card
20000 on a card where I was offered 0% for 6mths with balance transfer fee

I also have other preapproval codes for 0% for 15 mths but considering my credit line went down from 24600 on the first to 17600 on the 2nd, I am thinking it is probably not worth it.

Those are some pretty good credit limits for CHASE

Guest: ajulius
Posted: Tue Aug 22, 2006 9:18 pm

Paid off High Balance: $249.00
Limit: $1,100.00 with Chase when I was young.

Also paid off

High Balance: $17,837.00
Limit: $20,000.00

Have perfect credit history with low utilization on all cards, but that is why I am wondering if I use the full amounts if they will jack me. I realize it will only hurt my credit score temporarily till I pay it back and is recorded but the 2nd part is what Im not sure of.

mouse wrote:
Quote:

“ajulius”
Hi. Got offers for 0% for 15 mths from Chase. Took advantage of 2 and got approved. Found out by checking my online account and they added it there.

I have 3 Chase CC’s now. One has a 0% for 6 mths balance transfer promo with a balance transfer fee available. The other 2 have 0% for 15 mths.

Can I take advantage of the full credit line on both of them or would they jack my rate because it says subject to change.

My limits are:

24600 on a 0% card
17600 on another 0% card
20000 on a card where I was offered 0% for 6mths with balance transfer fee

I also have other preapproval codes for 0% for 15 mths but considering my credit line went down from 24600 on the first to 17600 on the 2nd, I am thinking it is probably not worth it.

Those are some pretty good credit limits for CHASE

Guest: cled
Posted: Tue Aug 22, 2006 10:01 pm

mouse wrote:
Quote:

“ajulius”
Hi. Got offers for 0% for 15 mths from Chase. Took advantage of 2 and got approved. Found out by checking my online account and they added it there.

I have 3 Chase CC’s now. One has a 0% for 6 mths balance transfer promo with a balance transfer fee available. The other 2 have 0% for 15 mths.

Can I take advantage of the full credit line on both of them or would they jack my rate because it says subject to change.

My limits are:

24600 on a 0% card
17600 on another 0% card
20000 on a card where I was offered 0% for 6mths with balance transfer fee

I also have other preapproval codes for 0% for 15 mths but considering my credit line went down from 24600 on the first to 17600 on the 2nd, I am thinking it is probably not worth it.

Those are some pretty good credit limits for CHASE

i agree…. decent credit lines…. congrats..