Apply for Multiple Credit Cards with Balance Transfer Offers
Guest: wierdo
Post subject: Apply for Multiple Credit Cards with Balance Transfer Offers
Posted: Sun Aug 20, 2006 5:18 pm
hdporter wrote:
Yeah, I detest the "no fee BT, only at time of application" thing. While some don't mind, I don't want to end up with a maxed out card. You think they'd allow 30 days from the time of account approval, at minimum.
It irritates me, too. I just got a Chase card having those terms, and asked to transfer a little under $2400. They gave me a $3400 cl, so now I have to call them up and reallocate some cl from my other Chase cards to get the utilization down.
If they didn't have the retardedness preventing me from finding out what my CL is before doing the BTs, it would have been nice. Citi is no fee as long as the 0% offer is good on the offers that are no fee. Amex also gives you a couple of months to do transfers at the promo rate without a fee.
BoA also does the no fee only on the initial app crud, so I'll do the BT to my Citi card and actually use my Amex and other Citi card to reward them with some interchange fees. Chase and BoA can languish in the sock drawer until they decide to treat me better.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Sun Aug 20, 2006 5:54 pm
HSBC X 2 "PRE-APPROVED" BOTH DENIED
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: wierdo
Posted: Sun Aug 20, 2006 6:06 pm
mouse wrote:
HSBC X 2 "PRE-APPROVED" BOTH DENIED
They were kind enough to let me know the other day that I'm pre-approved for an Orchard secured card with a $70 annual fee.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: guessindigo
Credit Expert (100+ Posts)
Posted: Wed Aug 23, 2006 9:56 pm
HSBC denied me with a 730 FICO score and bogus denial reason(s).
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Post subject: Apply for Multiple Credit Cards with Balance Transfer Offers
Posted: Sun Aug 20, 2006 5:18 pm
hdporter wrote:
Yeah, I detest the "no fee BT, only at time of application" thing. While some don't mind, I don't want to end up with a maxed out card. You think they'd allow 30 days from the time of account approval, at minimum.
It irritates me, too. I just got a Chase card having those terms, and asked to transfer a little under $2400. They gave me a $3400 cl, so now I have to call them up and reallocate some cl from my other Chase cards to get the utilization down.
If they didn't have the retardedness preventing me from finding out what my CL is before doing the BTs, it would have been nice. Citi is no fee as long as the 0% offer is good on the offers that are no fee. Amex also gives you a couple of months to do transfers at the promo rate without a fee.
BoA also does the no fee only on the initial app crud, so I'll do the BT to my Citi card and actually use my Amex and other Citi card to reward them with some interchange fees. Chase and BoA can languish in the sock drawer until they decide to treat me better.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Sun Aug 20, 2006 5:54 pm
HSBC X 2 "PRE-APPROVED" BOTH DENIED
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: wierdo
Posted: Sun Aug 20, 2006 6:06 pm
mouse wrote:
HSBC X 2 "PRE-APPROVED" BOTH DENIED
They were kind enough to let me know the other day that I'm pre-approved for an Orchard secured card with a $70 annual fee.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: guessindigo
Credit Expert (100+ Posts)
Posted: Wed Aug 23, 2006 9:56 pm
HSBC denied me with a 730 FICO score and bogus denial reason(s).
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 9:57 AM
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