American Express Cash Blue and American Express Clear Credit Cards
Guest: usmsci
Credit Expert (100+ Posts)
Post subject: American Express Cash Blue and American Express Clear Credit Cards
Posted: Wed Aug 09, 2006 7:29 pm
was approved for both with $2,000 CL(i know kinda low) and a 0% for 6 months on BT's with no BT fee and 3.99% for the life of the BT on the cash blue and 4.99% for the life of the BT on the Amex Clear which isnt bad.
On the web site you can earn up to 15 months of 0.0% for the cash blue and 12 months 0.0% on the Amex Clear and i only got 6 months for each and she said it was dependent on my credit score which at the time they pulled my report(Equifax) my credit score was 673.
she also said i had up to 3 months to do the BT so i will wait 2 months for some other BT cards to expire, pay those cards off then do a BT on both of those.
good idea??
the benefits of the AMEX Cash Blue cards state:
Quote:
Earn Up to 5% Cash Back
It's never been this easy to earn 5% cash back. That's because we just improved Blue Cash. Now, whether you choose to carry a balance or not, you can earn up to 5% cash back. What's more, you can earn cash back even faster at the places you may frequent the most like supermarkets, gas stations and drugstores. There's no minimum so you can start earning cash back right away
.
AHH but there is a catch...if your balance is between $0 and $6,500 you only get 1% for purchases. you only get the 5% if your balance is above $6,500.00. Now maybe i am stupid but please esxplain to me how having a balance of $6,500 and paying APR's of 9.99% and 13.99% on a balance that big will be of any help when you are only getting 5% cash back. it doesnt seem to add up to me as a good deal. what do you think?
AMEX clear just send you a $25 gift card everytime you spend $2,500 or 1% which is 1 point for every $1..which isnt that great either. Looks like my Chase Flex Rewards will be my best card from here on out to pay all my bills with and charge everything to, then pay it all off at the end of the month.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Credit Expert (100+ Posts)
Post subject: American Express Cash Blue and American Express Clear Credit Cards
Posted: Wed Aug 09, 2006 7:29 pm
was approved for both with $2,000 CL(i know kinda low) and a 0% for 6 months on BT's with no BT fee and 3.99% for the life of the BT on the cash blue and 4.99% for the life of the BT on the Amex Clear which isnt bad.
On the web site you can earn up to 15 months of 0.0% for the cash blue and 12 months 0.0% on the Amex Clear and i only got 6 months for each and she said it was dependent on my credit score which at the time they pulled my report(Equifax) my credit score was 673.
she also said i had up to 3 months to do the BT so i will wait 2 months for some other BT cards to expire, pay those cards off then do a BT on both of those.
good idea??
the benefits of the AMEX Cash Blue cards state:
Quote:
Earn Up to 5% Cash Back
It's never been this easy to earn 5% cash back. That's because we just improved Blue Cash. Now, whether you choose to carry a balance or not, you can earn up to 5% cash back. What's more, you can earn cash back even faster at the places you may frequent the most like supermarkets, gas stations and drugstores. There's no minimum so you can start earning cash back right away
.
AHH but there is a catch...if your balance is between $0 and $6,500 you only get 1% for purchases. you only get the 5% if your balance is above $6,500.00. Now maybe i am stupid but please esxplain to me how having a balance of $6,500 and paying APR's of 9.99% and 13.99% on a balance that big will be of any help when you are only getting 5% cash back. it doesnt seem to add up to me as a good deal. what do you think?
AMEX clear just send you a $25 gift card everytime you spend $2,500 or 1% which is 1 point for every $1..which isnt that great either. Looks like my Chase Flex Rewards will be my best card from here on out to pay all my bills with and charge everything to, then pay it all off at the end of the month.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 8:33 PM
0 Comments:
Post a Comment
<< Home