How to Manage Multiple CitiBank Credit Cards
Guest: phantomega1
Post subject: How to Manage Multiple CitiBank Credit Cards
Posted: Wed Jul 19, 2006 2:48 am
I just got approved for both the MTVu card and Diamond Preferred Amex from Citibank. I was wondering if anyone could answer a few quetsions about Citi for me, since I have had no experience with them before:
1. Will they let you combine all the points you earn for the Thank You network on both cards, or can you only redeem them individually?
2. Does anyone know how Citi is with CLI requests? How long do you have to wait, and if you have multiple cards will that stop you from getting an increase on one? How about letting you allocate some of the limit from one to the other?
Any help from you longtime Citi gurus is greatly appreciated! I think I'm going to be a Citi guy for a while!
_________________
I can't commit. I don't even know if I like Pepsi or Coke. Caffeine is my lifeblood.
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Guest: LawProfessor
Posted: Wed Jul 19, 2006 9:32 am
[quote="phantomega1"]I just got approved for both the MTVu card and Diamond Preferred Amex from Citibank. I was wondering if anyone could answer a few quetsions about Citi for me, since I have had no experience with them before:
1. Will they let you combine all the points you earn for the Thank You network on both cards, or can you only redeem them individually?
2. Does anyone know how Citi is with CLI requests? How long do you have to wait, and if you have multiple cards will that stop you from getting an increase on one? How about letting you allocate some of the limit from one to the other?
Any help from you longtime Citi gurus is greatly appreciated! I think I'm going to be a Citi guy for a while! [/quote]
Yes, you can combine your Thank You Network Points. (You can even add a checking account to earn points even faster!)
You will have a CLI button on your account page. You can request a CLI after the six month mark. You should get a response within 5-7 buisness days.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: EasyRhino
Posted: Wed Jul 19, 2006 11:32 pm
After a while, you'll get two "Thank You Member Numbers". Pick one of them and login with it. Attach BOTH of your card accounts to it.
After that, as long as the points successfully flush out of the card (PremierPass and Driver's Edge have confusing rules), then they'll all comingle in your TY account, and you can then buy a pony.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: jtownsucks46
Posted: Wed Jul 19, 2006 11:52 pm
(You can even add a checking account to earn points even faster!)
How do you do that?????
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: jtownsucks46
Posted: Thu Jul 20, 2006 11:55 am
anyone??
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: EasyRhino
Post subject:
Posted: Fri Jul 21, 2006 12:54 am
If you have a banking account with citibank, they also dump some points into your TY account each month. It ranges from 25 a month to 1200 a month. For the higher amounts, you need to have more products and carry balances.
Right now I'm at 800 a month by carrying over $6,000 in combined savings and CC balances, and having some products I don't really need (small CD, overdraft loan).
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Post subject: How to Manage Multiple CitiBank Credit Cards
Posted: Wed Jul 19, 2006 2:48 am
I just got approved for both the MTVu card and Diamond Preferred Amex from Citibank. I was wondering if anyone could answer a few quetsions about Citi for me, since I have had no experience with them before:
1. Will they let you combine all the points you earn for the Thank You network on both cards, or can you only redeem them individually?
2. Does anyone know how Citi is with CLI requests? How long do you have to wait, and if you have multiple cards will that stop you from getting an increase on one? How about letting you allocate some of the limit from one to the other?
Any help from you longtime Citi gurus is greatly appreciated! I think I'm going to be a Citi guy for a while!
_________________
I can't commit. I don't even know if I like Pepsi or Coke. Caffeine is my lifeblood.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: LawProfessor
Posted: Wed Jul 19, 2006 9:32 am
[quote="phantomega1"]I just got approved for both the MTVu card and Diamond Preferred Amex from Citibank. I was wondering if anyone could answer a few quetsions about Citi for me, since I have had no experience with them before:
1. Will they let you combine all the points you earn for the Thank You network on both cards, or can you only redeem them individually?
2. Does anyone know how Citi is with CLI requests? How long do you have to wait, and if you have multiple cards will that stop you from getting an increase on one? How about letting you allocate some of the limit from one to the other?
Any help from you longtime Citi gurus is greatly appreciated! I think I'm going to be a Citi guy for a while! [/quote]
Yes, you can combine your Thank You Network Points. (You can even add a checking account to earn points even faster!)
You will have a CLI button on your account page. You can request a CLI after the six month mark. You should get a response within 5-7 buisness days.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: EasyRhino
Posted: Wed Jul 19, 2006 11:32 pm
After a while, you'll get two "Thank You Member Numbers". Pick one of them and login with it. Attach BOTH of your card accounts to it.
After that, as long as the points successfully flush out of the card (PremierPass and Driver's Edge have confusing rules), then they'll all comingle in your TY account, and you can then buy a pony.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: jtownsucks46
Posted: Wed Jul 19, 2006 11:52 pm
(You can even add a checking account to earn points even faster!)
How do you do that?????
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: jtownsucks46
Posted: Thu Jul 20, 2006 11:55 am
anyone??
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: EasyRhino
Post subject:
Posted: Fri Jul 21, 2006 12:54 am
If you have a banking account with citibank, they also dump some points into your TY account each month. It ranges from 25 a month to 1200 a month. For the higher amounts, you need to have more products and carry balances.
Right now I'm at 800 a month by carrying over $6,000 in combined savings and CC balances, and having some products I don't really need (small CD, overdraft loan).
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 5:34 PM
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