Money Tips: Thinking of Getting a Gas Credit Card

Posted On: May 1, 2006

Guest: txQT
Post subject: Thinking of Getting a Gas Credit Card
Posted: Sun Apr 30, 2006 7:01 pm

Hi I was wondering if anyone can tell me if the regular gas cards are hard to get? Gas prices are ridicoulous these days and I want to try for a card but not sure what my scores need to be…can anyone give any direction? Thanks

Guest: quiznut1
Credit Expert (100+ Posts)
Posted: Sun Apr 30, 2006 7:52 pm

I would get either the Citi Dividend Platinum Select, or Chase Rewards Plus. Both offer 5% cash back on all gas purchases, not just specific to a particular brand of gas. (like Shell, Marathon, Mobil, etc…). Once you accrue $50 in cash back for the Citi and $100 cash back with the Chase, you can cash out in the form of a check mailed to you.

These cards do have limits, Chase is $750 per calendar year ($600 cash, $150 gift cards, etc…), Citi Dividend is $300 per calendar year.

Both these cards aren’t too hard to get, at least they weren’t for me and I was just starting my credit 1 1/2 years ago.

Guest: txQT
Posted: Sun Apr 30, 2006 9:25 pm

[quote="quiznut1"]I would get either the Citi Dividend Platinum Select, or Chase Rewards Plus. Both offer 5% cash back on all gas purchases, not just specific to a particular brand of gas. (like Shell, Marathon, Mobil, etc…). Once you accrue $50 in cash back for the Citi and $100 cash back with the Chase, you can cash out in the form of a check mailed to you.

These cards do have limits, Chase is $750 per calendar year ($600 cash, $150 gift cards, etc…), Citi Dividend is $300 per calendar year.

Both these cards aren’t too hard to get, at least they weren’t for me and I was just starting my credit 1 1/2 years ago.[/quote]

thanks for the reply but im actually just looking for a “gas card” most of those cards your fico has to be ATLEAST a 680 and I don’t have that, so that’s why I wanted to know if the “regular” gas cards were a bit more lienuient(SP?)

Guest: txQT
Posted: Sun Apr 30, 2006 9:26 pm

[quote="quiznut1"]I would get either the Citi Dividend Platinum Select, or Chase Rewards Plus. Both offer 5% cash back on all gas purchases, not just specific to a particular brand of gas. (like Shell, Marathon, Mobil, etc…). Once you accrue $50 in cash back for the Citi and $100 cash back with the Chase, you can cash out in the form of a check mailed to you.

These cards do have limits, Chase is $750 per calendar year ($600 cash, $150 gift cards, etc…), Citi Dividend is $300 per calendar year.

Both these cards aren’t too hard to get, at least they weren’t for me and I was just starting my credit 1 1/2 years ago.[/quote]

thanks for the reply but im actually just looking for a “gas card” most of those cards your fico has to be ATLEAST a 680 and I don’t have that, so that’s why I wanted to know if the “regular” gas cards were a bit more lienuient(SP?)

Guest: astounding
Posted: Sun Apr 30, 2006 11:06 pm

The “Discover Platinum Gas Card” cc is a good option because it not only gives you full 5% cashback bonus on your gas purchases, but also gives you cashback on all your other purchases. And there’s no annual fee too.

-A
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