Money Tips: Pre-Approved Credit Card Offer from Chase

Written by carnold
Posted On: April 29, 2006

Guest: Arcangel79
Post subject: Pre-Approved Credit Card Offer from Chase
Posted: Sat Apr 29, 2006 9:24 pm

I was wondering how long it usually takes for Chase to approve a “pre-approved” offer. I responded to an offer by going to the web address given and filling out the application. I was informed that I would receive written word of their decision in 30 days. I called the # given on the offer statement and received the same message after choosing the “check application status” option. My question is: Does this most likely mean that I was denied? I know my scores are in the 670-700 range. Also, I just received an alert from equifax that there was an inquiry posted to my file. I assumed that it would be Chase, but it was First USA Bank. I did opt for the “first protect” program when filling out the application; could this inquiry be associated with that? or should I contact Equifax (as I have not applied for any First USA Bank credit cards). Any responses would be greatly appreciated.

Guest: gsr
Posted: Sat Apr 29, 2006 9:41 pm

First usa is chase, and just be patient. Wait a couple of days.
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Guest: bullwinkle29
Credit Expert (100+ Posts)
Posted: Sun Apr 30, 2006 12:33 am

you should get a card in 3-4 weeks. my scores are in the high 600’s low 700’s. i was approved for $5k. just be patient

Guest: creditnewbie
Credit Expert (100+ Posts)
Posted: Sun Apr 30, 2006 10:01 am

I applied for Chase flexible rewards visa signature. Didn’t get an instant approval online but the application got approved the following day I think. I called the same 800# and checked the status. It only indicated that I should be receiving my card within 7-10 days. However, I was away for almost 3 weeks and when I came back home, the card was in my mailbox with $17,600 revolving limit so I don’t really know exactly how long it takes to receive the card.