Money Tips: Looking for Secured Credit Card to Rebuild my Credit

Written by carnold
Posted On: April 24, 2006

Guest: femlove200
Post subject: Looking for Secured Credit Card to Rebuild my Credit
Posted: Mon Apr 24, 2006 8:21 pm

hi, i’m looking for a good secured credit card (or one that i won’t be rejected from) to rebuild my credit. can you post credit cards that you think i can apply for without getting rejected. thanks in advance.

my scores are:

TransUnion: 614
Experian: 643
Equifax: 621

state: CA


CardRatings.com is the most comprehensive source for comparing credit card offers.&nbsp&nbspPlease visit CardRatings.com to view the best rated credit cards!

Guest: TomfromCT
Credit Expert (100+ Posts)
Posted: Mon Apr 24, 2006 8:25 pm

orchard or maybe cap 1

both wil get you started on secred cards that can graduate to unsecured cards.

Cap 1 worked well for me and the terms werent all that bad.

edited to add:

Your scores are not all that horrible. resist the urge to get more than one sub prime card. Just pick one - pay on time perfeectly. in about a year/maybe less get a store card. I;m sure not long after that you can be close to qualifying for a prime card. The key is - no mistakes. I m at 56 months and you can be there too before long!
_________________
Average FICO score: 709

56 Months of perfection!

2 Visa, 2 MC, Disc, Home Depot


CardRatings.com is the most comprehensive source for comparing credit card offers.&nbsp&nbspPlease visit CardRatings.com to view the best rated credit cards!

Posted in Uncategorized |

Share this article with:

About the author:

Curtis Arnold, a nationally recognized consumer educator and advocate, has been educating consumers about credit cards since 1998. Curtis is the author of "How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line" (FT Press, 2008). He is also the co-author of the upcoming Complete Idiot's Guide to Person-to-Person Lending (Alpha Books/Pengiun Group USA, April 2009), a contribitor to The Ultimate Allowance (InnerWealth Publishing, 2008) and is extensively featured in 42 RulesTM for Driving Success With Books (Super Star Press, January 2009).

No comments yet.

Leave a Reply