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Wednesday, March 08, 2006

Rebate for PremierPass Credit Card (cont'd.)

Guest: beyond platinum
Post subject: Rebate for PremierPass Credit Card
Credit Expert (100+ Posts)
Posted: Mon Jan 30, 2006 2:19 pm

Also remember the concierge service at 1-888-796-2484 and the special perks on the priceless program (MasterCard). I have yet to use either so I can't comment on the service.

http://www.priceless.com/cards/cards.html
_________________
"The most incomprehensible thing about the world is that it is comprehensible." --Einstein


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Guest: JaneiR36
Credit Expert (100+ Posts)
Posted: Tue Mar 07, 2006 6:15 am

This turned out to be like $100 in my pocket because I usually have my student loan payment taken out of my bank account automatically. I instructed them on the check Citibank sent me to not advance my due date (and post the entire amt to my principal) but they chose to, anyway. Meaning they didn't have to take the money out of my bank account this month. Kinda like delayed gratification and I'm able to use the cash I didn't spend on student loan payments for whatever I want, if that makes sense.


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Guest: hesiden
Credit Expert (100+ Posts)
Posted: Tue Mar 07, 2006 10:13 am

JaneIR36, just curious what's your interest rate on your student loans?

HSBC's online savings account is at 4.8% APY.


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Guest: JaneiR36
Credit Expert (100+ Posts)
Posted: Tue Mar 07, 2006 10:30 am

2.625%

My total loan amt is just under 20 grand. Jeorpadizing this rate for a lump sum I cannot pay back right away is not really in my scope right now Maybe if I get more savings, I'll consider it.


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Guest: hesiden
Credit Expert (100+ Posts)
Posted: Tue Mar 07, 2006 3:13 pm

JaneiR36 wrote:
2.625%

My total loan amt is just under 20 grand. Jeorpadizing this rate for a lump sum I cannot pay back right away is not really in my scope right now Maybe if I get more savings, I'll consider it.


Given savings account rates are higher than your student loan you are better off NOT paying off the loan but saving the money. See the balance transfer thread.


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Guest: JaneiR36
Credit Expert (100+ Posts)
Posted: Tue Mar 07, 2006 4:05 pm

Not interested.

But thanks for the Math lesson.


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