How often do credit card companies give credit line increases?
Guest: MindBender
Post subject: How often do credit card companies give credit line increases?
Posted: Mon Feb 06, 2006 12:08 am
Since Washington Mutual bought Providian, does anyone know how long they wait to give automatic CLI? I've had my account for 4 months, have carried a balance between $1,500 and $2,800, except for this month (paid off). I have paid much more than the min required each month. My current CL is $3,000. Thoughts? Your experience with Providian CLI's?
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Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Mon Feb 06, 2006 1:04 am
MindBender wrote:
Since Washington Mutual bought Providian, does anyone know how long they wait to give automatic CLI? I've had my account for 4 months, have carried a balance between $1,500 and $2,800, except for this month (paid off). I have paid much more than the min required each month. My current CL is $3,000. Thoughts? Your experience with Providian CLI's?
MOST credit cards won't give a CLI for 6 or 9 or 12 months
GE MONEY BANK (like WALMART "STORE" CARD) is 3 or 4 months
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Guest: beyond platinum
Credit Expert (100+ Posts)
Posted: Mon Feb 06, 2006 2:02 am
Usually about one year with Providian after opening your account. After that, they normally give out increases every six months. Now that Washington Mutual is in control, that could change.
_________________
"The most incomprehensible thing about the world is that it is comprehensible." --Einstein
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Guest: MindBender
Posted: Mon Feb 06, 2006 6:08 am
Thanks for the feedback. Just asking because this card has be lowest CL of any I have by several thousand and I did not know if they have a reputation for being stingy or not.
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Guest: jlrdc909
Posted: Mon Mar 06, 2006 8:01 pm
Under Providian I received one automatically every 6 months, like clockwork, I averaged 2500.00 each increase.
My limit is now 14000.00, and have not had a CLI since Wash Mutual took over.
Does anyone know if the new cards issues when the Providian expires will be Providian or Washington Mutual?, are they going to keep the Providian name and just say that it is owned by Washington Mutual?
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Guest: bullwinkle29
Posted: Tue Mar 07, 2006 7:56 pm
at american express, you can rquest a CL increase every 30 days. my wife and i have the blue card
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Post subject: How often do credit card companies give credit line increases?
Posted: Mon Feb 06, 2006 12:08 am
Since Washington Mutual bought Providian, does anyone know how long they wait to give automatic CLI? I've had my account for 4 months, have carried a balance between $1,500 and $2,800, except for this month (paid off). I have paid much more than the min required each month. My current CL is $3,000. Thoughts? Your experience with Providian CLI's?
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Mon Feb 06, 2006 1:04 am
MindBender wrote:
Since Washington Mutual bought Providian, does anyone know how long they wait to give automatic CLI? I've had my account for 4 months, have carried a balance between $1,500 and $2,800, except for this month (paid off). I have paid much more than the min required each month. My current CL is $3,000. Thoughts? Your experience with Providian CLI's?
MOST credit cards won't give a CLI for 6 or 9 or 12 months
GE MONEY BANK (like WALMART "STORE" CARD) is 3 or 4 months
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: beyond platinum
Credit Expert (100+ Posts)
Posted: Mon Feb 06, 2006 2:02 am
Usually about one year with Providian after opening your account. After that, they normally give out increases every six months. Now that Washington Mutual is in control, that could change.
_________________
"The most incomprehensible thing about the world is that it is comprehensible." --Einstein
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: MindBender
Posted: Mon Feb 06, 2006 6:08 am
Thanks for the feedback. Just asking because this card has be lowest CL of any I have by several thousand and I did not know if they have a reputation for being stingy or not.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: jlrdc909
Posted: Mon Mar 06, 2006 8:01 pm
Under Providian I received one automatically every 6 months, like clockwork, I averaged 2500.00 each increase.
My limit is now 14000.00, and have not had a CLI since Wash Mutual took over.
Does anyone know if the new cards issues when the Providian expires will be Providian or Washington Mutual?, are they going to keep the Providian name and just say that it is owned by Washington Mutual?
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: bullwinkle29
Posted: Tue Mar 07, 2006 7:56 pm
at american express, you can rquest a CL increase every 30 days. my wife and i have the blue card
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 1:07 PM
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