Money Tips: Best Credit Card with 0% APR (cont’d.)

Posted On: March 27, 2006

Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Post subject: Best Credit Card with 0% APR
Posted: Mon Mar 27, 2006 12:45 am

0.00% BT ALL I CAN

Purchases at 0.00% no

All purchases go on MILEAGE CARDS

(they don’t offer 0.00%)

Guest: Ira
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Mon Mar 27, 2006 5:01 pm

Contact www.onecall.com. This is a high end camera store called Huppins in Spokane, WA. If you buy anything over $300.00 you are eligible for their store card through GE Credit which gives you one year at zero interest to pay. I got my Nikon digital SLR there and couldn’t be happier with them. Great telephone advice on what to buy to fit your needs also.
_________________
Do not let what you cannot do interfere with what you can do.

Ira

Guest: bullet875
Posted: Tue Mar 28, 2006 4:27 pm

Thanks Ira! I’ll check them out!

Thankfully the card that I want to use has a 0% interest on balance tranfers for 12 months and no Bt fee. I’ll buy on a rewards card that will give me 55 back on electronics purchased for business and then Bt to this new card.

Guest: stevejk
Credit Expert (100+ Posts)
Posted: Wed Mar 29, 2006 9:44 am

bullet875 wrote:
to buy something that you normally wouldn’t buy and make payment on the item till the 0% promo runs out?

[snip]

What do you all think..is this a stupid or smart idea?

I’m doing something similar. I have 12 months 0% APR on purchases on my latest CC aquisition. I’m paying the minimum but putting the rest in Emigrant Direct. As long as I make a full payment before the end of the 0% APR offer, I consider it an interest free loan on stuff I would have PIF anyway and pocket the interest earned in the meantime. The trick, as I see it, is making sure I know exactly when the last day of the offer is and be sure to PIF before that day.

Guest: maddybeagle
Credit Expert (100+ Posts)
Posted: Wed Mar 29, 2006 10:02 am

I normally do not use the 0% on purchases because it makes you consider spending more than normally would. I probably will be doing a large roofing job and might see if I can get a retention offer on my existing discover home improvement card (would like to get 0% for 6-12 months).