Shoping Around for the Best Insurance Rates?

Author: diddlydudette
Joined: 17 Jul 2005
Posts: 48
Posted: Fri Aug 19, 2005 10:40 pm
Post subject: Shoping Around for the Best Insurance Rates?

I did earlier this year. I used to have State Farm for years until I found Allstate to have a lower premium. I was also able to get Allstate's road service and still be below what State Farm was charging. Who did you find to be cheapest and are you happy with service?

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Author: Board Monitor
Joined: 05 May 2003
Posts: 1130
Posted: Sat Aug 20, 2005 10:11 am
Post subject: Shoping Around for the Best Insurance Rates?

We use Shelter, but should shop around. How much are you paying if you don't mind me asking?
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Author: diddlydudette
Joined: 17 Jul 2005
Posts: 48
Posted: Tue Aug 23, 2005 9:33 am
Post subject: Shoping Around for the Best Insurance Rates?

Well, I used to pay 344.00 every 6 months with State Farm and then I changed to Allstate with same deductibles, same coverage and now pay 255.00 every six months and that includes the Allstate Road Service. So I'm thinking I'm savings couple hundred a year....not too shabby.

I'm a true believe in shopping around and saving money.

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Author: Ira
Joined: 19 May 2003
Posts: 1136
Posted: Mon Sep 05, 2005 4:24 am
Post subject: Shoping Around for the Best Insurance Rates?

I always shop around for virtually everything. I have been with Geico ever since they reentered the New Jersey market. They are consistently well below the market. I am a member of several groups which have negotiated lower rates with major insurers and Geico is still considerably below even the negotiated discounted rates. For my 2004 Taurus with full collision I am paying $425.00 every six months. I had a minor billing problem when I switched cars a few months ago, but it was quickly cleared up. Thankfully I cannot comment on their claims service.

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