Citibank and Chase Adopt More Consumer Friendly Credit Card Policies
Posted On: March 21, 2007
By Heshan Demel, CardRatings.com Consumer Credit ResearcherCitibank recently announced that they would be eliminating the controversial universal default clause from all of their accounts. At the same time, Citi announced that is also eliminating “any time for any reason” increases to the rates and fees of its customers’ accounts.
Traditionally, credit card issuers have taken [...]
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StumbleUponCredit Card Balance Calculation Methods
Posted On: January 19, 2006
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Posted: Tue Aug 10, 2004 3:10 pm
Post subject: Credit Card Balance Calculation Methods
Sue G.
Date: 7/2/2001 11:19 am CDT
I would like to know the difference between the Balance calculation Methods on credit cards. Average daily balance vs. two-cycle average daily balance. Is one better to stay away from?
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Posted: Tue Aug 10, 2004 3:10 pm
Post subject: Credit [...]
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Credit Tips: Capitol One Visa Platinum Information
Posted On: December 1, 2004
Author: NightStarForum ModeratorJoined: 07 Nov 2003Posts: 1856Location: IllinoisPosted: Sun Nov 16, 2003 6:30 pm Post subject: Capital One:capitalone.com/indexn.php
Capital One Visa Platinum
ANNUAL PERCENTAGE RATE(APR) for purchases*A fixed rate of 8.9% (0.02438% daily periodic rate).
Other APRs*
Balance transfer APR: Same as for purchases.
Cash advance APR: A fixed rate of 19.8% (0.05425% daily periodic rate).
Default APR: A [...]
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Credit Tips: How can I keep my FICO score high?
Posted On: October 1, 2004
Author: Ted, GuestPosted: Wed Aug 13, 2003 2:41 pm Post subject: Enough to Keep High FICO Score?I have two bank cards, a Sears card, and a home equity loan. I use the two bank cards all the time, and the Sears card occasionally, when there are sales. The home equity loan gets paid [...]
