Why the Credit CARD Act Is Actually REALLY BAD for Students
Posted On: September 11, 2009
While many people have written about how the CARD Act may affect the availability and cost of credit in general, little criticism has been raised about the student/under 21 provisions. Here are four ways the CARD Act hurts students or young adults:
1. The Credit CARD Act Is Discriminatory
Sec. 201.B of Reg B issued by the [...]
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StumbleUponCredit Card Education Tips for Parents (Part 2)
Posted On: October 22, 2008
By Curtis Arnold, CardRatings.com Founder
Editor’s Note: This article is the second in a four-part series containing consumer tips for parents of children and young adults.
While there’s no benefit to going into a lot of numbers with a toddler (unless you happen to have a math prodigy), children just a little older will understand the basics. [...]
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Credit Card Education Tips for Parents
Posted On: October 9, 2008
By Curtis Arnold, CardRatings.com Founder
Editor’s Note: This article is the first in a four-part series containing consumer tips for parents of children and young adults.
Unless you’ve shopped for a toddler lately, you may not realize that many toys geared to children as young as three now accept pretend credit cards as well as cash. I’ve [...]
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Good College Student Credit Card
Posted On: April 9, 2007
Author: CreditPlease
Posted: Thu Mar 29, 2007 4:57 pm
Post subject: Advice for a college student
Great site! It’s been really helpful.
I’m currently enrolled as a full-time student (a junior… almost there!). I don’t have a job as my class schedule is a little crazy and not really conducive to working. I do have student loans that pay [...]
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Need Credit Card For Purchases and to Build Credit
Posted On: October 7, 2006
Need Credit Card For Purchases and to Build Credit
Author: Rhin0
Posted: Tue Nov 23, 2004 2:11 am
Post subject: Need card for purchases and to build credit…
hello everyone,
This is my first post here and i’m looking for some help, i’d appreciate it!
First off I am 22 yr old and still in college, live at home. [...]
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Can a Credit Card Annual Fee Be Waived?
Posted On: May 25, 2006
Author: bullet875
Posted: Thu Mar 09, 2006 9:12 pm
Post subject: Will credit card companies waive an annual fee…
if you tell them that you are going to cancel their card? I found a Chase hotel co-branded card that I would use once or twice a year for travel that is free the first [...]
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Credit Card For New College Graduate
Posted On: January 17, 2006
Author: Nerissa
Posted: Sun Aug 01, 2004 11:05 pm
Post subject: Credit Card For New College Graduate
Nerissa
Date: 7/28/2001 8:27 pm CDT
Hello, I am asking for advice in looking for a new credit card. I have just graduated from college, and have landed a very well paying job. I usually pay my balances in full, and am currently [...]
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Four Rebate Credit Cards: AMEX, Bank One, Citibank, Discover
Posted On: December 17, 2005
Author: Daryl
Posted: Thu Jun 10, 2004 11:53 am
Post subject: Four Rebate Credit Cards: AMEX, Bank One, Citibank, Discover
11/7/2002 4:53 pm CDT
I have four rebate cards: AMEX Cash Rebate ($15,000 limit), Bank One Priority Rewards Worldwide Visa ($9500 limit), Citibank Platinum Dividend Select Mastercard ($13,000 limit), and Discover Platinum ($6000 Limit).
I [...]
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Which Credit Cards Verify Employment?
Posted On: December 13, 2005
Author: EB
Posted: Thu Feb 05, 2004 6:51 am
Post subject: Which Credit Cards Verify Employment?
I have 2 questions.
I applied for a pre-approved Citi card offer and was informed that they were unable to verify employment. To my knowledge they never called.
1) How do they verify employment?
Second issue. I’ve had a Capital One visa [...]
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Searching for Credit Card Offer with Balance Transfer and Mileage Rewards
Posted On: March 4, 2005
Author: archive
Joined: 23 Jul 2004
Posts: 5007
Posted: Thu Jan 13, 2005 4:38 pm
Post subject: Earning miles on balance transfers/Low APR?!?
Cindy Taylor
Date: 4/18/2000 11:51 am CDT
Hi:
I’m looking for card to transfer a balance and get mileage.
My card rate now is about 12 percent. My balance is over $5,000.
I want a card with both a low [...]
