Tips for Finding Your Best Secured Card

Posted On: February 12, 2009

An excerpt from How YOU Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line.
Not all secured cards report to the three major credit reporting companies (Experian, Equifax, and TransUnion). To build or rebuild credit, it’s smart to get a card that does report to all three. Fortunately, many secured [...]

Benefits of Secured Credit Cards

Posted On: February 11, 2009

An excerpt from How YOU Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line.
A secured card is often the best answer if you can’t get a traditional card. Secured cards are accepted wherever credit cards can be used, and certainly come in handy for emergencies and for transactions [...]

Royal Caribbean Visa Credit Card Review

Posted On: April 16, 2007

Royal Caribbean Visa Credit Card Review

Author: lauren75
PostPosted: Fri Apr 13, 2007 1:13 pm
Post subject: Does anybody have the Royal Carribean visa card
I just got an email for one and you get 2500 points to start with. I am also cruising in September so I may do it & charge enough to get a [...]

Transaction Fee on Balance Transfer Credit Cards

Posted On: June 10, 2006

Author: maddybeagle
Posted: Wed Apr 05, 2006 8:26 am
Post subject: MBNA - putting the fee cap back on bt’s?
The transaction fee for balance transfers is 3% of each transaction, minimum of $10. However, effective as of July 2006, each balance transfer is subject to a 3% transaction fee between $10 and $75.
I [...]

Being Denied for a Secured Credit Card

Posted On: April 6, 2006

Author: jon8
Posted: Thu Aug 04, 2005 12:13 am
Post subject: Denied for secured card, help!
Hi All! I applied for a Bank of America secured credit card but was denied. The reason was “Non-resident alien with no deposit relationship”. I am from another country and here on a work visa. If I can’t even get a [...]

Bank Of America Credit Card Credit Limit Increase

Posted On:

Author: lauren75
Posted: Mon Aug 01, 2005 7:35 am
Post subject: Rewards for a balance transfer?
Do any credit cards give you rewards for a balance transfer? I think that the 5%/1% Citi Dividend card gives you $5 for each balance transfer, but I am not sure on the fine print and don’t want [...]

Orchard Secured Bank Credit Card

Posted On: March 31, 2006

Author: credithelp
Posted: Tue Sep 21, 2004 10:02 am
Post subject: Orchard secured card
I’m trying to help a friend get some kind of credit card. She filled out the form on the orchard site that tells you what card you are probably going to be approved for and it came up with the orchard secured card [...]

How to Handle Credit Card Debt

Posted On: March 20, 2006

Author: dski11
Posted: Wed Dec 08, 2004 3:29 pm
Post subject: How to Handle Credit Card Debt
Hello All,
I came across this forum and have gleaned some great knowledge from all your posts & responses.
I’m in a situation with my debt and was hoping to get some guidance on the next step. I ended up receiving [...]

Recent Credit Card Rates

Posted On: February 27, 2006

Author: Mark
Posted: Tue Jun 10, 2003 11:52 am
Post subject: Recent Credit Card Rates
The banks charge different rates to different people, as we all know, so I’m wondering what rates everyone else is getting, particularly if you are getting better rates from some of these holdouts, like MBNA and Citibank, who [...]

Which Credit Cards Verify Employment?

Posted On: December 13, 2005

Author: EB
Posted: Thu Feb 05, 2004 6:51 am
Post subject: Which Credit Cards Verify Employment?
I have 2 questions.
I applied for a pre-approved Citi card offer and was informed that they were unable to verify employment. To my knowledge they never called.
1) How do they verify employment?
Second issue. I’ve had a Capital One visa [...]