Alternative Credit Scores Provide Hope for Millions

Posted On: February 5, 2009

By Rick Shaffer, CardRatings.com Reporter

I would like to share some good news for the estimated 50 million consumers that have no credit rating or a limited credit history. There is now a viable option for establishing credit outside of the traditional avenues. The National Credit Reporting Association (NCRA)–a trade group representing small regional credit agencies–in [...]

Obtaining a Credit Card Through a Co-Signer

Posted On: July 31, 2006

Author: lholton2
Posted: Wed Jul 02, 2003 9:49 pm
Post subject: Is this possible?
Can you obtain a CC if someone you know with really good credit is willing to cosign?
Author: Ira
Posted: Fri Jul 04, 2003 6:11 am
Post subject:
Yes, but that person had better love & trust you a lot, because if you don’t pay your [...]

Should Low Credit Limit Credit Cards Be Closed?

Posted On: May 28, 2006

Author: transpose9
Posted: Mon Mar 13, 2006 5:37 am
Post subject: Closing low limit cards?
Hello, I’m a college student with 4 credit cards — 3 were opened at the same time. I’ve been thinking about closing the Chase and Amex Student cards since I’ve had no luck getting credit line increases for those particular cards. Also, [...]

Paying a Credit Card in Full Every Month

Posted On: April 26, 2006

Author: JaneiR36
Posted: Tue Oct 25, 2005 2:40 am
Post subject: Is there any benefit to CC companies…
…if you use their card but pay in full every month?
I was just thinking…. since I got so much info on Capital One now I use them a lot for regular purchases but now mainly to pay [...]

Loan to Pay off Credit Card

Posted On: February 8, 2006

archive
Posted: Wed Oct 27, 2004 6:23 pm
Post subject: Loan to Pay off Credit Card
Anne Adams
Date: 1/12/2001 7:53 am CDT
My DH has just been put on the disabled unemployed list and we are also raising a disabled, adopted GS. We have a MBNA credit card we have been trying to payoff for [...]