What do I want for Mother's Day? The perfect credit card Written by Jennifer Goforth Gregory April 25, 2014During the week, my life is consumed with trying to remember the intricacies of pre-algebra, getting a healthy meal on the table that my kids will actually eat and making sure that everyone gets to their activities on time with their art supplies, flute or cleats in hand. On the weekends, it seems like I [...]Posted in:Other
Report: African-Americans challenged by credit card debt Written by Maryalene LaPonsie February 14, 2014While families of every race and ethnicity can struggle with credit card debt, a recent report is taking special notice of the challenges faced by the African-American middle class.
The report, co-authored by the NAACP and policy firm Demos, not only considered how low-to-moderate income black families are addressing their credit card debt, but also uncovered [...]Posted in:Other
Could Bitcoin give credit cards a run for their money? Written by Maryalene LaPonsie January 28, 2014Widespread news of security breaches at retailers including Target and Neiman Marcus led to a holiday hangover for millions of shoppers. While these breaches are under investigation, some say future attacks could be thwarted if consumers turned to a new method of payment: Bitcoin.
Basics of Bitcoin
For those of us used to heading to the bank [...]Posted in:Other
Coin: Your new best friend or a consumer nightmare? Written by Maryalene LaPonsie December 13, 2013Between your credit cards, debit card and gift cards, your wallet might bursting at the seams.
Enter Coin. The scorching hot start-up is hoping to replace your many cards with their one card. You get to keep all your current accounts, including rewards credit cards and loyalty cards, but they are all loaded on a [...]Posted in:Other
Big Brother wants to know what you put on the credit card Written by Maryalene LaPonsie October 11, 2013The Internet exploded earlier this year with the revelation the National Security Agency had been involved in large-scale, unwarranted surveillance of citizens nationwide.
The aftermath involved the flight of informant Edward Snowden to Russia, a lockdown of NSA data and a national debate regarding whether widespread surveillance is a benign necessity to keep us safe or [...]Posted in:Other
Put the parking tickets -- but not the poker chips -- on the credit card Written by Maryalene LaPonsie September 13, 2013We've previously talked about how credit cards seem to be quickly approaching the point of universal acceptance. Now it seems like more cities are jumping on the bandwagon, too.
A crop of news articles has sprung up outlining how cities are now accepting credit card payments for a variety of services. The stories are notable because [...]Posted in:Other
It only costs $68 billion to send the kids back to school Written by Maryalene LaPonsie August 9, 2013For many families, the beginning of the school year is a close second to January 1st when it comes to fresh starts.
I speak from experience when I say each year I make just as many school-related resolutions as I do New Year's resolutions. This will be the year we get ready the night before. [...]Posted in:Other
Use your credit card without actually using your credit card Written by Maryalene LaPonsie May 10, 2013The latest trend in credit cards may have you forgetting your cards completely. The next big thing seems to be the movement toward card-less payment methods. Rather than search your wallet for your best credit card, you may only need to scan your phone, or your fingers, to make purchases in the future.
Mobile wallets - [...]Posted in:OtherHow Credit Cards Work
Who needs cash when you can make bail with a credit card? Written by Maryalene LaPonsie April 26, 2013While skimming through the latest Google News, I came across an article from Belleville, Illinois regarding a new bail policy in place for St. Clair County. Apparently, the county jail began accepting credit cards for bail payments four months ago.
According to a CBS news report, the new policy has been a big hit and apparently [...]Posted in:Other
How much has credit card debt increased since 1967? We promise the number will shock you. Written by Maryalene LaPonsie February 8, 2013Remember 1967?
Green Bay won the Super Bowl; The Graduate was playing at the multiplex; and sending a letter cross country cost one shiny nickel.
Well, I don't remember any of that - seeing I wasn't yet a glimmer in my parents' eyes. However, the people at InCharge Debt Solutions have been kind enough to pull together [...]Posted in:Other