Using a Low-Rate Credit Card to Your Advantage

Posted On: September 23, 2008

An excerpt from How YOU Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line.

The three Keys to Using a Low Interest Credit Card to Your Advantage:
1. Make your payments early.
If your card issuer uses the average daily balance method to calculate interest (most do), make your payments before [...]

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Variable Rate Credit Cards Expected to Fall in Light of Recent Fed Rate Cuts

Posted On: January 29, 2008

By Jessica Austin, CardRatings.com Public Relations Associate

The Federal Open Market Committee cut short term interest rates again today by one half of a percentage point to 3.0%. The Fed’s rate cut was in response to the economy’s current financial state.
According to the Fed, “The Committee took this action in view of a weakening of the [...]

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Simmons Bank Credit Card Has Many Consumer-Friendly Features

Posted On: July 13, 2007

By Mike Killian, CardRatings.com Debt/Credit Management Reporter
Recently, U.S. Senate hearings and Federal Reserve proposals regarding excessive credit card fees have filled the news. At such times it is refreshing to promote a card issuer whose card has been touted as being consumer friendly for many years.
I am referring to Simmons First National Bank based [...]

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Best Way to Take Advantage of a 0% Credit Card Interest Rate

Posted On: January 16, 2007

Author: AJ
Posted: Wed Jan 10, 2007 3:33 pm
Post subject: If You Have 0% For A Year What Should You Do?
Pay N Full each month, or take your time ? I know it all depends on what the rate will be afterwards. I Have a 0% Until Nov 07
Author: tonygoldston
Posted: Wed Jan 10, 2007 3:37 [...]

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Low APR on a Balance Transfer Credit Card

Posted On: June 27, 2006

Author: lowloan
Posted: Mon May 15, 2006 5:01 pm
Post subject: Any 1.99% - 3.99 % APR BT Card for Life
Is there any card offering 1.99% or 3.99% for life for BT?

Author: Ira
Posted: Mon May 15, 2006 10:57 pm
Post subject:
tons & tons of them. Chase constantly offers it, I get BT checks with my [...]

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Low Credit Card Cash Advance Rates

Posted On: February 28, 2006

Author: 1Rotoman
Posted: Wed Jan 28, 2004 12:25 pm
Post subject: Low Credit Card Cash Advance Rates
Does anyone give low interest charges or fees for cash advance anymore/ The first one I had (Citi Preferred) did them free!
Author: Guest
Posted: Thu Jan 29, 2004 1:06 pm
Post subject: Low Credit Card Cash Advance Rates
MBNA has one of the [...]

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Low Interest Rate Credit Card Review

Posted On: January 30, 2006

archive
Posted: Tue Sep 28, 2004 6:17 pm
Post subject: Low Interest Rate Credit Card Review
Tim
Date: 2/17/2001 10:39 pm CDT
Can anyone tell me about the Next Card? I applied and was offered an unsecured card but I first had to pay on the card to actually use the credit line. The offer stated that the payment would [...]

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Credit Card With Low Fixed Rate

Posted On:

archive
Posted: Tue Sep 28, 2004 6:31 pm
Post subject: Credit Card With Low fixed Rate
randy
Date: 2/16/2001 6:07 pm CDT
i have a credit card with a fixed rate of 5.9%. when searching the web pages i can’t find any that come close. this card is a platinum card provided by providian bank. is this to good [...]

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Low Intro Rate Balance Transfer Credit Card

Posted On:

archive
Posted: Wed Sep 29, 2004 9:07 am
Post subject: Low Intro Rate Balance Transfer Credit Card
melissa ryan
Date: 2/9/2001 7:39 pm CDT
We have two credit cards. We paid them off and now pay the entire balance every month. Because we do not want to go into debt, I’m in the habit of throwing away those enticing [...]

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