Strap on your high heels before pulling out the credit card Written by Maryalene LaPonsie November 7, 2013The goblins and ghouls of Halloween are behind us which means we are almost to the biggest season of the year. No, I am not talking about Thanksgiving or Christmas.
I'm talking about the shopping season.
Yes, I know shopping isn't really a season, and we often bemoan that the true meaning of the winter holidays is [...]Posted in:Financial Literacy
How to read your credit card statement Written by Maryalene LaPonsie June 28, 2013When your credit card bill arrives, do you take the time to look it over thoroughly? Or do you peak at the minimum payment due with barely a glance at anything else?
Thanks to the Credit CARD Act of 2009, statements are now streamlined and largely uniform. They also provide vital information that can help you [...]Posted in:Financial LiteracyHow Credit Cards Work
Your fall personal finance reading list Written by Geoff Williams September 5, 2012Summer reading is over, and so if you're starting to veer away from lighter beach reading and more into the heavier stuff, you might want to take a look at some of the self-help personal finance books out there and put them on their reading list… especially if you've been crunching numbers and wondering why [...]Posted in:Financial Literacy
Teaching your kids financial literacy without going broke yourself Written by Geoff Williams June 6, 2012As a parent, it's your job to make sure your children learn how money works and understand where their money goes. But when you decide to teach them this, you may end up learning a few things too.
I was reminded of that last week. My oldest daughter, Isabelle, 10, had Entrepreneur Day at her [...]Posted in:Financial Literacy
Financial literacy: Back to 1974? Written by Geoff Williams April 27, 2012Apparently, as a country, we are a nation of financial ignoramuses. I doubt I'm telling anyone anything they don't already know, but two things cropped up in the last couple of weeks that got me thinking about this:
Earlier this month, the FINRA Investor Education Foundation released a new study that women are more likely than [...]Posted in:Financial Literacy
A credit card agreement you can actually READ? Written by Geoff Williams December 20, 2011If a picture is worth a thousand words, a typical credit card agreement would require five pictures.
The Consumer Financial Protection Bureau has a better idea. On Dec. 7, the newly formed consumer agency debuted a template of a greatly streamlined agreement they would like to see behind all new consumer credit card offers. It's worded [...]Posted in:Financial LiteracyCredit Card Education