Citibank and Chase Adopt More Consumer Friendly Credit Card Policies

Posted On: March 21, 2007

By Heshan Demel, CardRatings.com Consumer Credit ResearcherCitibank recently announced that they would be eliminating the controversial universal default clause from all of their accounts. At the same time, Citi announced that is also eliminating “any time for any reason” increases to the rates and fees of its customers’ accounts.
Traditionally, credit card issuers have taken [...]

Posted in chase | citibank | credit card fees | credit card rates | double cycle billing | two cycle billing | universal default | 0 Comments

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Credit Tips: Capitol One Visa Platinum Information

Posted On: December 1, 2004

Author: NightStarForum ModeratorJoined: 07 Nov 2003Posts: 1856Location: IllinoisPosted: Sun Nov 16, 2003 6:30 pm Post subject: Capital One:capitalone.com/indexn.php
Capital One Visa Platinum
ANNUAL PERCENTAGE RATE(APR) for purchases*A fixed rate of 8.9% (0.02438% daily periodic rate).
Other APRs*
Balance transfer APR: Same as for purchases.
Cash advance APR: A fixed rate of 19.8% (0.05425% daily periodic rate).
Default APR: A [...]

Posted in double cycle billing | student | teaching kids about money | two cycle billing | undergraduate credit card debt | 0 Comments

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