How a New Innovative Savings Program can Help You Pay Down Your Credit Card Debt

Posted On: June 1, 2009

By Mike Killian, CardRatings.com< Reporter
Editor’s Note: This article is part of a popular Q & A format series in which we interview experts and industry professionals that have made significant contributions to the credit card industry and/or to promoting financial literacy.
Have you ever wondered why it’s so hard to make extra payments (beyond the [...]

Help With My Credit Rescues Debtors from Credit Card Debt

Posted On: March 18, 2009

By Michael Killian, CardRatings.com Reporter
Editor’s Note: This article is an interview with Joe Ganley, a spokesperson for Help With My Credit.Daily, the economy seems to become more and more difficult to deal with. Consumers across the land are screaming for aid in dealing with their credit load. Major banks have joined forces to offer consumer [...]

What If I Close My New Credit Card Account?

Posted On: March 23, 2007

Author: Brammy
Posted: Sat Mar 10, 2007 6:08 pm
Post subject: Closing a new account
I am considering closing a new account because it has no rewards and I am really interested in a rewards card at this time. The account has been opened for two months and is at a zero balance. One of those mind [...]

Bank of America Credit Card for Current Customers

Posted On: November 30, 2006

Author: directdude2001
Posted: Thu Mar 09, 2006 11:19 am
Post subject: New BoA Card I received an offer for a BoA card which said it was for “BoA customers only” on Feb 20. I applied on Feb 22 and was approved instantly online.
My question is does anyone know how long it takes the card [...]

Consolidating Your Credit Card Debt Tips

Posted On: September 30, 2006

Author: cjones
Posted: Mon Jun 07, 2004 3:24 pm
Post subject: refinancing mortgage
Hi, My husband and I are due to close on a loan to consolidate our first and second mortgage with a lower interest rate on 6/24/04. We just had a brain storm to role our credit card debt of approx. $8,000 into the loan [...]

Getting Out Of Debt the Right Way

Posted On: March 30, 2006

Author: DarlingDee
Posted: Sun Oct 31, 2004 2:18 am
Post subject: Please help with my Credit Card Debt unpaid
I live in Texas, and I had a Citibank CC, always paid it on time and had it since the early 90’s, got in a bind and did not pay something else so my 10% interest on 7000 went [...]

Credit Card Debt Ratio Tips

Posted On: January 20, 2006

archive
Posted: Wed Aug 18, 2004 6:08 pm
Post subject: Credit Card Debt Ratio Tips
abcd
Date: 5/27/2001 7:32 am CDT
We have several cards-one with an 8000 limit– a platinum with a 6500 limit- and one or two with 1000-2500 limit. We always paid off our cards at the end of every month…. however, my husband needed to finish [...]

Reliable Secured Credit Card

Posted On: December 21, 2005

Author: Justin
Posted: Wed Jun 30, 2004 7:31 am
Post subject: Reliable Secured Credit Card
8/19/2002 4:17 pm CDT
I don’t have very good credit at all. I have 1 Capital One credit card with a $200 limit and a Getsmart (previously Aria) Credit card with a $2,250 limit which they cut off b/c I went [...]

How do I get incorrect information off my credit report?

Posted On: April 30, 2005

Post subject: Removing Name Off Joint Credit Card Account
Karen Wood
Date: 2/6/2001 9:09 am CDT
Universal Bank, NA came up on my credit report. I never signed any agreement to be on the account. Can you tell me what I could do to have my name removed?

Eugene
Date: 2/6/2001 10:44 pm CDT
Call Universal Bank [...]

Trying to Build Credit

Posted On: March 19, 2005

Author: archive
Joined: 23 Jul 2004
Posts: 5007
Posted: Thu Jan 13, 2005 12:26 am
Post subject: rating ‘rules’?

cardless
Date: 7/30/2000 12:24 am CDT
Here’s the deal: to get 6 months (interest free) credit on a store purchase, we had to get one of their credit cards. So, we now have a credit card with a balance, that [...]