How to Overcome High-Pressure Credit Card Debt Collection Tactics (Part 2)

Posted On: April 7, 2009

By Gerri Detweiler and Mary Reed, CardRatings.com Reporter
Editor’s Note: This article is the second of a two-part series on debt collection.Calling Debtors At Work
If a debt collector calls you at work and you tell him that you can’t talk to him when you are on the job, he must stop contacting you there immediately. [...]

How to Overcome High-Pressure Credit Card Debt Collection Tactics (Part 1)

Posted On: April 3, 2009

By Gerri Detweiler and Mary Reed, CardRatings.com Reporter
Editor’s Note: This article is the first of a two-part series on debt collection.On a recent Dateline NBC investigation, debt collectors posing as law enforcement officers were captured on tape illegally threatening debtors with immediate arrest if they didn’t pay up. Unfortunately, complaints about high-pressure debt collector tactics [...]

Help With My Credit Rescues Debtors from Credit Card Debt

Posted On: March 18, 2009

By Michael Killian, CardRatings.com Reporter
Editor’s Note: This article is an interview with Joe Ganley, a spokesperson for Help With My Credit.Daily, the economy seems to become more and more difficult to deal with. Consumers across the land are screaming for aid in dealing with their credit load. Major banks have joined forces to offer consumer [...]

Student Credit Card Tips for Parents (Part 4)

Posted On: November 21, 2008

By Curtis Arnold, CardRatings.com Founder
Editor’s Note: This article is the third in a four-part series containing consumer tips for parents of children and young adults.I often speak on college campuses, and here’s what I tell the students: I know first-hand about the dangers of getting into credit card debt while you’re in school. Before I [...]

What If I Close My New Credit Card Account?

Posted On: March 23, 2007

Author: Brammy
Posted: Sat Mar 10, 2007 6:08 pm
Post subject: Closing a new account
I am considering closing a new account because it has no rewards and I am really interested in a rewards card at this time. The account has been opened for two months and is at a zero balance. One of those mind [...]

Bank of America Credit Card for Current Customers

Posted On: November 30, 2006

Consolidating Your Credit Card Debt Tips

Posted On: September 30, 2006

Author: cjones
Posted: Mon Jun 07, 2004 3:24 pm
Post subject: refinancing mortgage
Hi, My husband and I are due to close on a loan to consolidate our first and second mortgage with a lower interest rate on 6/24/04. We just had a brain storm to role our credit card debt of approx. $8,000 into the loan [...]

Credit Card Debt Ratio Tips

Posted On: January 20, 2006

archive
Posted: Wed Aug 18, 2004 6:08 pm
Post subject: Credit Card Debt Ratio Tips
abcd
Date: 5/27/2001 7:32 am CDT
We have several cards-one with an 8000 limit– a platinum with a 6500 limit- and one or two with 1000-2500 limit. We always paid off our cards at the end of every month…. however, my husband needed to finish [...]

Applying for Several Credit Cards in a Short Time

Posted On: November 29, 2005

Author: Milina
Posted: Mon May 31, 2004 10:36 am
Post subject: Applying for Several Credit Cards in a Short Time
Hi, does anybody know what will happen if I apply for 2 different credit cards within 4 days. What are my chances for approval from both.
Does the first application affects somehow the second for so short time?
Thanks
CardRatings.com is [...]

Credit Tips: Fleet Platinum Visa Credit Card Information

Posted On: November 1, 2004

Author: NightStarForum ModeratorJoined: 07 Nov 2003Posts: 1836Location: IllinoisPosted: Sun Nov 16, 2003 6:33 pmPost subject: Fleet:fleethomelink.fleet.com/cgi-bin/imcpprd.dll/Ctrl.jsp?page=topLevel&cntType=UCP_WELCOME
Fleet Platinum Visa®
ANNUAL PERCENTAGE RATE
(APR) for Purchases 0% (.00000% daily periodic rate) through the last day of your billing cycle that includes the 6-month anniversary of account opening.1 If no intro rate, then for Fleet Customers, between 11.99% (.03285% daily [...]