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Authors

Curtis Arnold
Curtis Arnold, Editor-in-Chief
Joe Taylor
Joe Taylor Jr., Reporter
Amber Stubbs
Amber Stubbs, Managing Editor

Credit Score Archive Cardratings Blog - Page 2

How to Overcome High-Pressure Credit Card Debt Collection Tactics (Part 1)

Written by CardRatings.com
Posted On: April 3, 2009

Editor's Note: This article is the first of a two-part series on debt collection.On a recent Dateline NBC investigation, debt collectors posing as law enforcement officers were captured on tape illegally threatening debtors with immediate arrest if they didn’t pay up. Unfortunately, complaints about high-pressure debt collector tactics are continuing to generate numerous complaints to [...]

Posted in Credit Card Debt / Settlement | Credit Score | 1 Comments

Citi Credit Card Rewards Responsible Action (Part 2)

Written by Mike Killian
Posted On: March 31, 2009

Editor's Note:  This offer expired and is no longer available. Click here for an updated list of cards from Citi Editor's Note: This article is the second of a two-part interview with Terry O'Neil, Executive vice president of Citi Cards.Citi Forward also offers a variety of credit education and online features to help keep card members' [...]

Posted in Citi Credit Cards | Credit Card Interest | Credit Score | Low Rate Credit Cards | 1 Comments

Citi Credit Card Rewards Responsible Action (Part 1)

Written by Mike Killian
Posted On: March 26, 2009

Editor's Note:  These offers are no longer available.  Click here for an updated list of cards from Citi Editor's Note: This article is the first of a two-part interview with Terry O'Neil, Executive vice president of Citi Cards.Who hasn't ever paid a credit card late fee? Consumers are often penalized with over the limit fees or [...]

Posted in Citi Credit Cards | Credit Card Interest | Credit Score | Low Rate Credit Cards | 0 Comments

Help With My Credit Rescues Debtors from Credit Card Debt

Written by
Posted On: March 18, 2009

Editor's Note: This article is an interview with Joe Ganley, a spokesperson for Help With My Credit.Daily, the economy seems to become more and more difficult to deal with. Consumers across the land are screaming for aid in dealing with their credit load. Major banks have joined forces to offer consumer help. Despite what some [...]

Posted in Credit Card Debt / Settlement | Credit Score | 1 Comments

FICO 2008 - Demystifying the Latest Version of the Famed Credit Score

Written by Mike Killian
Posted On: March 6, 2009

Prior to 1989, credit approval was subjective and time consuming. If an underwriter did not like the color of your hair, you might not be considered for your loan. Similarly, each individual's credit report had to be viewed and analyzed, which often added days or weeks to the loan process. All of that changed with [...]

Posted in Credit Reports | Credit Score | 0 Comments

Re-thinking Credit Card Choices

Written by Mike Killian
Posted On: February 17, 2009

Exceptional times often require exceptional measures to deal with events. No one doubts or questions the seriousness of our economy. Consumers are cutting spending and shedding debt whenever and wherever possible. The commercial market place is affected by this trend. What does this mean for consumers in return? What credit cards should they be considering? [...]

Posted in Credit Card Fees | Credit Card Interest | Credit Score | 0 Comments

Benefits of Secured Credit Cards

Written by
Posted On: February 11, 2009

An excerpt from How YOU Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line. A secured card is often the best answer if you can't get a traditional card. Secured cards are accepted wherever credit cards can be used, and certainly come in handy for emergencies and for transactions [...]

Posted in Credit Card Help | Credit Score | Secured Credit Card | 0 Comments

Altenative Credit Scores Provide Hope for Millions

Written by Shane Tripcony
Posted On: February 5, 2009

I would like to share some good news for the estimated 50 million consumers that have no credit rating or a limited credit history. There is now a viable option for establishing credit outside of the traditional avenues. The National Credit Reporting Association (NCRA)--a trade group representing small regional credit agencies--in combination with an organization [...]

Posted in Bad Credit | Credit Reports | Credit Score | 0 Comments