Authors

Curtis Arnold
Curtis Arnold, Editor-in-Chief
Joe Taylor
Joe Taylor Jr., Reporter
Amber Stubbs
Amber Stubbs, Managing Editor

Credit Score Archive Cardratings Blog - Page 2

The Truth About Credit Card Debt Settlement (Part 2)

Written by
Posted On: April 16, 2009

Editor's Note: This article is the second of a three-part series about debt settlement. How is Settlement Different Than Credit Counseling? Credit counseling and debt settlement are two completely different approaches. Most credit card companies work with credit counseling agencies. They will often encourage consumers who are having trouble paying their bills to enroll in a [...]

Posted in Credit Card Debt / Settlement | Credit Score | 0 Comments

The Truth About Credit Card Debt Settlement (Part 1)

Written by
Posted On: April 14, 2009

Editor's Note: This article is the first of a three-part series about debt settlement. As an increasing number of people struggle to pay their bills, debt settlement companies are thriving. You can find their ads promising to settle your debts for pennies on the dollar anywhere. If you’re drowning in debt, those ads can be pretty [...]

Posted in Credit Card Debt / Settlement | Credit Score | 0 Comments

How to Overcome High-Pressure Credit Card Debt Collection Tactics (Part 2)

Written by CardRatings.com
Posted On: April 7, 2009

Editor's Note: This article is the second of a two-part series on debt collection.Calling Debtors At Work If a debt collector calls you at work and you tell him that you can’t talk to him when you are on the job, he must stop contacting you there immediately. Also, if a debt collector calls you [...]

Posted in Credit Card Debt / Settlement | Credit Score | 0 Comments

How to Overcome High-Pressure Credit Card Debt Collection Tactics (Part 1)

Written by CardRatings.com
Posted On: April 3, 2009

Editor's Note: This article is the first of a two-part series on debt collection.On a recent Dateline NBC investigation, debt collectors posing as law enforcement officers were captured on tape illegally threatening debtors with immediate arrest if they didn’t pay up. Unfortunately, complaints about high-pressure debt collector tactics are continuing to generate numerous complaints to [...]

Posted in Credit Card Debt / Settlement | Credit Score | 1 Comments

Citi Credit Card Rewards Responsible Action (Part 2)

Written by Mike Killian
Posted On: March 31, 2009

Editor's Note:  This offer expired and is no longer available. Click here for an updated list of cards from Citi Editor's Note: This article is the second of a two-part interview with Terry O'Neil, Executive vice president of Citi Cards.Citi Forward also offers a variety of credit education and online features to help keep card members' [...]

Posted in Citi Credit Cards | Credit Card Interest | Credit Score | Low Rate Credit Cards | 1 Comments

Citi Credit Card Rewards Responsible Action (Part 1)

Written by Mike Killian
Posted On: March 26, 2009

Editor's Note:  These offers are no longer available.  Click here for an updated list of cards from Citi Editor's Note: This article is the first of a two-part interview with Terry O'Neil, Executive vice president of Citi Cards.Who hasn't ever paid a credit card late fee? Consumers are often penalized with over the limit fees or [...]

Posted in Citi Credit Cards | Credit Card Interest | Credit Score | Low Rate Credit Cards | 0 Comments

Help With My Credit Rescues Debtors from Credit Card Debt

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Posted On: March 18, 2009

Editor's Note: This article is an interview with Joe Ganley, a spokesperson for Help With My Credit.Daily, the economy seems to become more and more difficult to deal with. Consumers across the land are screaming for aid in dealing with their credit load. Major banks have joined forces to offer consumer help. Despite what some [...]

Posted in Credit Card Debt / Settlement | Credit Score | 1 Comments

FICO 2008 - Demsityfing the Latest Version of the Famed Credit Score

Written by Mike Killian
Posted On: March 10, 2009

Editor's Note: This article is the second of a two-part interview with Chris Groppa, Account Supervisor for Fleishman-Hillard, Inc. and Ethan Dornhelm, scoring scientist for Fair Isaac.Mike: How does FICO®08 differ from what has been the case? Chris: The primary drivers of the FICO® score remain how consistently bills have been paid as agreed, and how [...]

Posted in Credit Reports | Credit Score | 6 Comments