Late fees are down: the sequel Written by Geoff Williams August 24, 2011Wow, we haven't seen late fees this few and far between since 1994.
That's right, for those who crave good news about our economy, here's some: Late payments to credit cards are down to their lowest levels in the last 17 years.
That's according to TransUnion, the credit reporting agency, which came out with the news this [...]Posted in:Credit ReportsCiti Credit CardsCredit Card Fees
Altenative Credit Scores Provide Hope for Millions Written by Shane Tripcony February 5, 2009I would like to share some good news for the estimated 50 million consumers that have no credit rating or a limited credit history. There is now a viable option for establishing credit outside of the traditional avenues. The National Credit Reporting Association (NCRA)--a trade group representing small regional credit agencies--in combination with an organization [...]Posted in:Bad CreditCredit ReportsCredit Score
Charge for New Credit Monitoring Service Cheapest Thus Far (Only $4.95/Month) Written by Curtis Arnold March 23, 2006
Experian has recently introduced a credit monitoring service called Triple Alert which features automatic, daily monitoring of one's Experian®, TransUnion, and Equifax credit reports that costs only $4.95 per month. Similar services typically cost anywhere from $9.95 to $19.95 per month and some only offer weekly credit monitoring. Apparently keen competition in the credit monitoring [...]Posted in:Credit Reports
Company Offering "Free Credit Report" Fined $950,000 by the FTC Written by CardRatings.com August 26, 2005A recent settlement was made between the Federal Trade Commission (FTC) and ConsumerInfo.com, Inc., doing business as Experian Consumer Direct. The FTC charged that ConsumerInfo.com was in violation of federal law by deceptively marketing "free credit reports" and not effectively disclosing that consumers would automatically be signed up for and billed $79.95 [...]Posted in:Credit Reports
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