FICO 2008 - Demsityfing the Latest Version of the Famed Credit Score (Part 2)

Posted On: March 10, 2009

By Michael Killian, CardRatings.com Reporter
Editor’s Note: This article is the second of a two-part interview with Chris Groppa, Account Supervisor for Fleishman-Hillard, Inc. and Ethan Dornhelm, scoring scientist for Fair Isaac.Mike: How does FICO®08 differ from what has been the case?
Chris: The primary drivers of the FICO® score remain how consistently bills have been [...]

FICO 2008 - Demsityfing the Latest Version of the Famed Credit Score

Posted On: March 6, 2009

By Michael Killian, CardRatings.com Reporter
Editor’s Note: This article is the first of a two-part interview with Chris Groppa, Account Supervisor for Fleishman-Hillard, Inc. and Ethan Dornhelm, scoring scientist for Fair Isaac.Prior to 1989, credit approval was subjective and time consuming. If an underwriter did not like the color of your hair, you might not be [...]

Altenative Credit Scores Provide Hope for Millions

Posted On: February 5, 2009

By Rick Shaffer, CardRatings.com Reporter
I would like to share some good news for the estimated 50 million consumers that have no credit rating or a limited credit history. There is now a viable option for establishing credit outside of the traditional avenues. The National Credit Reporting Association (NCRA)–a trade group representing small regional credit agencies–in [...]

True Credit Trans Union Credit Card Credit Score

Posted On: March 20, 2007

Author: Robinj41
Posted: Fri Mar 02, 2007 11:41 am
Post subject: True Credit (TransUnion)..Any Problems???
Hello Everyone;
I have question about a company named True Credit (TransUnion)?
I purchased a free Score report for 30 days (canceled) and so far no trouble yet, but I read on another site about a lot of individuals getting rip-off by this company. [...]

Bank of America Credit Card for Current Customers

Posted On: November 30, 2006

Credit Cards for Credit Score in the 600’s

Posted On: September 26, 2006

Author: ImPulSiVe
Posted: Sat Sep 23, 2006 11:53 pm
Post subject: Got my FICO scores… =\ what cards can I apply for? 600’s
Transunion: 656
Equifax: 666
Experian: 625
=\
Author: novaboy
Posted: Sun Sep 24, 2006 8:50 am
Post subject:
Try Nasa FCU, Capital One, or Household.
Author: Kajjers
Posted: Sun Sep 24, 2006 11:48 am
Post subject:
Go for AmEx / Citi
Author: multiplierx
Posted: Sun [...]

FICO Score Needed to Get a Credit Card Advance

Posted On: April 30, 2006

Author: arahad06
Posted: Wed Mar 15, 2006 6:44 pm
Post subject: CHASE
attention CHASE cc holders,
currently i have 603 FICO score…
my chase credit line is $300…what’s the minimum FICO score i need to reach before i can apply for a credit increase without getting denied?
Author: EnchantMe
Posted: Wed Mar 15, 2006 9:30 pm
Post subject:
I’ve had my Chase [...]

Credit Card Denial Due to Low Credit Reporting Score

Posted On: April 6, 2006

Author: creditnewbie
Posted: Tue Aug 02, 2005 6:56 pm
Post subject: what do I do?
I have a Visa and a MC with $28K total credit limit. I charged 43% last month and paid it in full already; however, my equifax score is 663 because it shows the high balances that I already paid. The funny thing [...]

How to Receive Free Yearly Credit Report

Posted On: January 10, 2006

Author: judy graham
Posted: Wed Jul 07, 2004 11:33 am
Post subject: How to Receive Free Yearly Credit Report
2/24/2002 8:23 pm CDT
i am interested in receiving my 1 free credit report. i qualify for the free with no charge report. could you mail directions on how to do this?

What Credit Score do you Need for Credit Cards

Posted On: December 23, 2005

Author: francis j
Posted: Wed Jun 30, 2004 10:22 am
Post subject: What Credit Score do you Need for Credit Cards
8/10/2002 3:00 pm CDT
Does anyone know a site or have info on what credit score is needed for certain credit cards?
Author: Misty
Posted: Wed Jun 30, 2004 10:23 am
Post subject: What Credit Score do you Need for Credit [...]