FICO 2008 - Demystifying the Latest Version of the Famed Credit Score (Part 2)
Posted On: March 10, 2009
By Michael Killian, CardRatings.com Reporter
Editor’s Note: This article is the second of a two-part interview with Chris Groppa, Account Supervisor for Fleishman-Hillard, Inc. and Ethan Dornhelm, scoring scientist for Fair Isaac.
Mike: How does FICO®08 differ from what has been the case?
Chris: The primary drivers of the FICO® score remain how consistently bills have been paid [...]
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StumbleUponFICO 2008 - Demystifying the Latest Version of the Famed Credit Score
Posted On: March 6, 2009
By Michael Killian, CardRatings.com Reporter
Editor’s Note: This article is the first of a two-part interview with Chris Groppa, Account Supervisor for Fleishman-Hillard, Inc. and Ethan Dornhelm, scoring scientist for Fair Isaac.
Prior to 1989, credit approval was subjective and time consuming. If an underwriter did not like the color of your hair, you might not be [...]
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Is a Credit Card Inquiry Regarded as Hard or Soft
Posted On: July 31, 2006
Author: bail
Posted: Wed Jul 09, 2003 1:38 am
Post subject: promo inquiry
when you reply to a preapproval. is the following credit inquiry regarded as had or soft
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FICO Score Needed to Get a Credit Card Advance
Posted On: April 30, 2006
Author: arahad06
Posted: Wed Mar 15, 2006 6:44 pm
Post subject: CHASE
attention CHASE cc holders,
currently i have 603 FICO score…
my chase credit line is $300…what’s the minimum FICO score i need to reach before i can apply for a credit increase without getting denied?
Author: EnchantMe
Posted: Wed Mar 15, 2006 9:30 pm
Post subject:
I’ve had my Chase [...]
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Credit Card Denial Due to Low Credit Reporting Score
Posted On: April 6, 2006
Author: creditnewbie
Posted: Tue Aug 02, 2005 6:56 pm
Post subject: what do I do?
I have a Visa and a MC with $28K total credit limit. I charged 43% last month and paid it in full already; however, my equifax score is 663 because it shows the high balances that I already paid. The funny thing [...]
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Credit Card Issuers Reputation Review
Posted On: March 20, 2006
Author: credithelp
Posted: Wed Dec 01, 2004 4:24 pm
Post subject: Card issuers reputation
Which card issuers have the best reputations right now and which have the worst ones? I guess this is an opinionated question but was curious.
Author: NightStar
Posted: Wed Dec 01, 2004 4:34 pm
Post subject: Credit Card Issuers Reputation Review
Providian is one of the creditors [...]
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Direct Credit Card Review
Posted On: March 2, 2006
Author: jane
Posted: Mon Jun 28, 2004 8:17 pm
Post subject: Direct Credit Card Review
9/11/2002 1:06 pm CDT
They keep saying they review my history and raise my rates now 57.75. What can I do to get them to lower it and pay them off and cut up the card. These people are real crooks. and no I [...]
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What Credit Score do you Need for Credit Cards
Posted On: December 23, 2005
Author: francis j
Posted: Wed Jun 30, 2004 10:22 am
Post subject: What Credit Score do you Need for Credit Cards
8/10/2002 3:00 pm CDT
Does anyone know a site or have info on what credit score is needed for certain credit cards?
Author: Misty
Posted: Wed Jun 30, 2004 10:23 am
Post subject: What Credit Score do you Need for Credit [...]
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Applying for Mortgages Can Lower Your Credit Score
Posted On: December 15, 2005
Author: BRobertb
Posted: Tue Jun 08, 2004 11:44 am
Post subject: Applying for Mortgages Can Lower Your Credit Score
12/7/2002 1:16 pm CDT
I have searched for a 2nd mortgage for 90+ days to consolidate 35K. I tried E-loan was approved, but would only loan 25K. Next tried Countrywide. I was approved for a 1st mortgage only, but they [...]
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Are Charge Offs Removed From Your Credit Report In Seven Years?
Posted On: November 10, 2005
Author: bcanes
Posted: Sun Apr 11, 2004 10:13 pm
Post subject: Are Charge Offs Removed From Your Credit Report In Seven Years?
are charge offs removed from your credit report in seven years?
what happens if the account is opened by a collection agency?
does the collection agency effect the time frame that it may take to be removed?
Author: [...]
