Credit Card Canceled Without Notice? Fight Back!

Posted On: October 16, 2009

Credit card companies have suddenly closed cards on consumers with good credit history. You can fight back.

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How One Credit Card Issuer Made Decisions: Ability, Stability, and Willingness to Pay

Posted On: October 1, 2009

Lending decisions vary from lender to lender. The purpose of this article is to offer some insight into how I thought about credit card and loan applications while I served as credit analyst for a major credit card issuer.
There is a lot of fuss surrounding FICO scores and credit scores in general. These scores need [...]

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Credit Card Education Tips for Parents (Part 2)

Posted On: October 22, 2008

By Curtis Arnold, CardRatings.com Founder
Editor’s Note: This article is the second in a four-part series containing consumer tips for parents of children and young adults.

While there’s no benefit to going into a lot of numbers with a toddler (unless you happen to have a math prodigy), children just a little older will understand the basics. [...]

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Citi Professional Cash Credit Card Review

Posted On: April 9, 2007

Author: Metal
Posted: Fri Mar 23, 2007 9:21 am
Post subject: Citi Professional Cash

I’m really interested in getting the Citi professional Cash. Thing is that I don’t want to open a new credit card, I’d prefer to convert. I called and asked to convert to it and the CSR said it can’t be done.
So my question is [...]

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Tips On How to Make Credit Card Usage on Non-Reportable Credit Limit Appear Lower

Posted On: March 16, 2007

Author: hankreardon
Posted: Thu Mar 01, 2007 8:21 am
Post subject: AMEX charge card limits
I’m curious what sort of effect my new AMEX Gold charge card might have on my credit rating. Like many people on this forum, I have had the Capital One problem of not having my credit limit reported. I [...]

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Citibank Upromise Credit Card Tip

Posted On: November 26, 2006

Author: Brammy
Posted: Mon Oct 23, 2006 3:51 pm
Post subject: Citi upromise advise please
I want to apply for the upromise from Citibank. If I get decline how long would you wait to reapply
Author: maddybeagle
Posted: Mon Oct 23, 2006 7:34 pm
Post subject:
depends…. probably 6 months if they say too many new accounts/inquiries…

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Consolidating Your Credit Card Debt Tips

Posted On: September 30, 2006

Author: cjones
Posted: Mon Jun 07, 2004 3:24 pm
Post subject: refinancing mortgage
Hi, My husband and I are due to close on a loan to consolidate our first and second mortgage with a lower interest rate on 6/24/04. We just had a brain storm to role our credit card debt of approx. $8,000 into the loan [...]

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Balance Transfer Credit Card Experiences

Posted On: September 24, 2006

Author: credit advisor
Posted: Sun Sep 03, 2006 1:27 pm
Post subject: Balance Transfers - Please Post Balance Transfer Experiences
I’m interested in knowing people’s experiences with credit card balance transfers. These offers seem great on the surface - but are they? Please share your experiences with credit card transfers for those who [...]

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Asking for a Credit Card Limit Increase

Posted On:

Author: Alexandermo
Posted: Tue Sep 12, 2006 1:18 pm
Post subject: asking for a credit increase
I’ve never done if before do you just call and ask for one what do they say do they ask questions or do they just take ur request and look into it?
Author: mouse
Posted: Tue Sep 12, 2006 2:31 pm
Post subject: Re: [...]

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GM Credit Card Tips

Posted On: September 5, 2006

Author: Verne
Posted: Sat Jan 31, 2004 1:38 pm
Post subject: Activating my GM card
At 12:00pm noon today, January 31st, I called to activate my GM card using the 800# affixed to the credit card. I had to listen to a sales pitch for “identity theft protection” while my card was being activated. I was then [...]

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