Proposed Regulations for the Credit Card Industry: Do They Go Far Enough?

Posted On: July 27, 2007

By Curtis Arnold, Founder of CardRatings.com In late May, the Federal Reserve came out with its proposals for changing the rules that the credit card industry must follow. The goal, according to Federal Reserve Board Chairman Ben S. Bernanke:
“… is to make sure that consumers get key information about credit card terms in a clear [...]

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Average Consumer Credit Card Limits and Overall History

Posted On: January 23, 2007

Author: Alaskan Assassin
Posted: Mon Sep 25, 2006 11:39 pm
Post subject: WHATS YOUR CREDIT LIMIT ON ALL CARDS AND OVERALL HISTORY?
THIS IS FOR EVERYONE SUBMIT
THIS IS MINE
CAPITALONE $500
BANK OF AMERICA ALASKA AIR PLATINUM$7000
BANK OF AMERICA AMEX$5000
AMEX BLUE SKY$15000
DISCOVER CARD PLATINUM$5000
JUNIPER TESORO (GAS)CARD$500
WALLMART$300
SEARS$1200
CITI BANK$500
SUNTRUST BANK$2000
2 YEAR 0 MONTHS
https://home.americanexpress.com/home/mt_personal.shtml
{TOP 3 FAVORITE CREDIT CARDS AND THERE LIMITS}
1)BANK OF AMERICA [...]

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Orchard Bank Credit Card Review

Posted On: July 31, 2006

Author: rogrow
Posted: Thu Aug 07, 2003 5:30 pm
Post subject: orchard bank
the bank that helps people that are struggling,,,right… im not struggling now but i bankrupted a business 8 yrs. ago.and about 2yrs ago household bank and orchard bank bombarded us with offers and sorry to say we bit .. the problem was their fees [...]

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Is a Credit Card Inquiry Regarded as Hard or Soft

Posted On:

Author: bail
Posted: Wed Jul 09, 2003 1:38 am
Post subject: promo inquiry
when you reply to a preapproval. is the following credit inquiry regarded as had or soft

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Rate Increase by Illegitimate Credit Card Company

Posted On: April 2, 2006

Author: jane
Posted: Mon Jun 28, 2004 8:17 pm
Post subject: Rate increase
9/11/2002 1:06 pm CDT
They keep saying they review my history and raise my rates now 57.75. What can I do to get them to lower it and pay them off and cut up the card.
Author: Verne
Posted: Mon Jun 28, 2004 8:18 pm
Post subject: Direct Credit [...]

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Why Did They Cancel My Credit Card?

Posted On: April 1, 2006

Author: philip
Posted: Fri Oct 24, 2003 5:52 pm
Post subject: Aspire Visa Credit
hi guys,
today i got a letter from aspire visa letting me know that my account was closed due to inactivity. there was no balance on this account which was my first major card and was issued to me in 2001. i used it as [...]

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Loan to Pay off Credit Card

Posted On: February 8, 2006

archive
Posted: Wed Oct 27, 2004 6:23 pm
Post subject: Loan to Pay off Credit Card
Anne Adams
Date: 1/12/2001 7:53 am CDT
My DH has just been put on the disabled unemployed list and we are also raising a disabled, adopted GS. We have a MBNA credit card we have been trying to payoff for [...]

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Increasing One’s Credit Card Limit

Posted On: November 11, 2005

Author: The Great British Spender
Posted: Sat Jun 05, 2004 3:56 pm
Post subject: Increasing One’s Credit Card Limit
Due to a business disaster a few years ago I find myself without capital to take advantage of buy/sell opportunities I come across from time to time. I understand from the 3rd largest UK bank that my credit score [...]

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Borrowing Money From a Credit Card to Open a Business

Posted On: November 1, 2005

Author: GuEsT
Posted: Mon Nov 17, 2003 10:06 am
Post subject: Borrowing Money From a Credit Card to Open a Business
I have NO cash but a lot of available credit. I’m looking to buy an existing bagel store for $170,000 (85K down and the seller will finance the other 85K). Is it feasible to take out the [...]

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