Would You Buy a New TV for $29,811?

Posted On: December 18, 2007

By Marc Eisenson & Nancy Castleman, CardRatings.com Senior ReporterCommercial America’s version of “Ho, Ho, Ho!” is “No, No, No!” NO waiting—buy now—with NO interest and NO payments until…next year…or maybe the year after…or maybe even four years from now.
Many of the largest electronics retailers, as well as furniture stores, car dealers and other merchants who [...]

Credit Card Direct Mail Response Rates Take a Nose Dive

Posted On: August 27, 2007

By Curtis Arnold, Founder of CardRatings.com

In 1998, credit card issuers could count on a response rate of 1.2% to the offers for new cards that they sent out. For every 1,000 pieces mailed, 12 people would sign up.
The projected response rate this year is only 0.28%, or four times less than what the credit [...]

Review of Interest Free Credit Card Periods

Posted On: March 16, 2007

Author: waterman
Posted: Sat Feb 17, 2007 12:38 pm
Post subject: Interest free period - yeah right!
Hi, just wondering if anyone would care to comment on the article below? Are there any cards around where the interest free period begins on the day of the purchase?
You’ll often come across credit card offers that loudly and proudly [...]

Easy Approval Credit Cards for Re-Establishing Credit

Posted On: January 10, 2007

Author: needaloan
Posted: Tue Aug 09, 2005 7:03 pm
Post subject: Re-establishing Credit: Please post results
You guys recently posted a topic about approved credit applications, but I mostly noticed a trend in people that had moderately good credit with no previous adverse credit history, and was wondering for those out there who are re-establishing their credit, [...]

Getting Approved for a Credit Card by Citibank

Posted On: September 20, 2006

Getting Approved for a Credit Card by Citibank

Author: BigDog
Posted: Thu Sep 07, 2006 4:57 pm
Post subject: Will CitiBank Approve Me for a CC
I am always getting citibank pre approved apps.
My little citibank story?
Over 15 years ago I took out a boat loan with Citibank and defaulted on the loan and they got [...]

GM Credit Card Tips

Posted On: September 5, 2006

Author: Verne
Posted: Sat Jan 31, 2004 1:38 pm
Post subject: Activating my GM card
At 12:00pm noon today, January 31st, I called to activate my GM card using the 800# affixed to the credit card. I had to listen to a sales pitch for “identity theft protection” while my card was being activated. I was then [...]

Best Place to Apply For New Credit Cards

Posted On: August 27, 2006

Author: timmbukk
Posted: Thu Aug 03, 2006 9:16 pm
Post subject: Existing AMEX members applying for new card through website.
I currently have amex delta and green. I would like to apply for blue cash, but wanted to know if.
1. When applying using the short form for cardmembers, does the screen after that offer you any preapproved [...]

Chevron Credit Card Review

Posted On:

Author: tjones102
Posted: Wed Jul 26, 2006 1:12 pm
Post subject: Got approved,,
By Chevron. I applied on-line approx 3 weeks ago, hadn’t heard from them so I called them today to check on the application status and they said “congrats, your approved” and I should have the card in 5 to 7 days.
Author: timmbukk
Posted: Sat Aug [...]

Obtaining a Credit Card Through a Co-Signer

Posted On: July 31, 2006

Author: lholton2
Posted: Wed Jul 02, 2003 9:49 pm
Post subject: Is this possible?
Can you obtain a CC if someone you know with really good credit is willing to cosign?
Author: Ira
Posted: Fri Jul 04, 2003 6:11 am
Post subject:
Yes, but that person had better love & trust you a lot, because if you don’t pay your [...]

Columbus Bank and Trust Company Article

Posted On: July 27, 2006

Author: Board Monitor
Posted: Sun Jul 02, 2006 9:37 am
Post subject: Columbus Bank & Trust/CompuCredit To Pay $11 Million!
Good news for consumers below.
Credit card company to pay $11 million to settle probe
By MICHAEL GORMLEY
Associated Press Writer
July 2, 2006, 9:47 AM EDT
ALBANY, N.Y. — A Georgia-based credit card company has agreed to pay $11 million in [...]