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Authors

Curtis Arnold
Curtis Arnold, Editor-in-Chief
Joe Taylor
Joe Taylor Jr., Reporter
Amber Stubbs
Amber Stubbs, Managing Editor

Credit Card Laws

Feds got your backs when it comes to credit card fees

Written by Maryalene LaPonsie
Posted On: December 20, 2013

The Credit Card Accountability Responsibility and Disclosure Act of 2009 made sweeping reforms to the credit card industry. It is why you now know exactly how long it will take to pay off your balance if you only make minimum payments, and it is why marketers hawking student credit cards have largely disappeared from college [...]

Posted in Credit Card Laws | 0 Comments

Benefits of credit cards for stay-at-home spouses

Written by Maryalene LaPonsie
Posted On: June 14, 2013

Just because you can get a credit card, should you? It's a question that popped into my mind while reading about a recent rule change adopted by the Consumer Financial Protection Bureau. The new rule addresses a provision of the CARD Act that effectively blocked stay-at-house spouses from obtaining new credit cards. Under the act, credit [...]

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So long to credit card surcharges?

Written by Maryalene LaPonsie
Posted On: March 8, 2013

In 2012, retailers settled a lawsuit and won the right to recoup merchant fees by applying a surcharge to Visa and MasterCard purchases. So how many times have you had to pay this fee so far? Chances are, the answer is zero. "We have discussed the settlement with many of our members and other merchants, and not [...]

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A lot of good news for credit card users

Written by Geoff Williams
Posted On: October 17, 2012

If a credit card was a canary, I'd say it would be chirping happily right now. In the last month or so, there's been some good news out there for credit card users, and which may indicate a stronger economy ahead. Here's a recap of what's been making the news in the last couple weeks. Easier credit [...]

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Why are the credit card companies complaining over the CFPB complaint database?

Written by Geoff Williams
Posted On: July 4, 2012

Wondering what gripes people have about their credit cards?  Wonder no more. [...]

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Why the CFPB was right to walk away from fee-harvester battle

Written by Geoff Williams
Posted On: April 20, 2012

The CFPB walked away from a chance to cap upfront fees on credit cards for poor credit. Is that such a bad thing? [...]

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Consumer research group praises CARD Act

Written by Guest Author
Posted On: March 15, 2012

Research by the Center for Responsible Lending shows that the CARD Act has benefited consumers by making credit pricing lower and more transparent. [...]

Posted in Credit Card Laws | 1 Comments

Pros and cons - Credit card scammers are both

Written by Geoff Williams
Posted On: September 10, 2011

Wherever you live, there's a scammer out to get your credit card information. Learn how to stay safe. [...]

Posted in Credit Card Crimes | Credit Card Laws | Credit Card Fraud | 0 Comments