Speeding Up the Credit CARD Act Distracts Us from Critical Issues
Posted On: November 11, 2009
Some well-intentioned lawmakers want to hasten implementation of a new federal credit card reform law, but this is mere feel-good legislation — a distraction at a time when more serious issues demand our attention.
Signed into law in May, the Credit Card Accountability, Responsibility, and Disclosure (Credit CARD) Act bans card issuers from deceptive and unfair [...]
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Why the Credit CARD Act Is Actually REALLY BAD for Students
Posted On: September 11, 2009
While many people have written about how the CARD Act may affect the availability and cost of credit in general, little criticism has been raised about the student/under 21 provisions. Here are four ways the CARD Act hurts students or young adults:
1. The Credit CARD Act Is Discriminatory
Sec. 201.B of Reg B issued by the [...]
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A Triple Whammy for Credit Card Balance Transfers
Posted On: August 28, 2009
Consumers who are used to transferring credit card debt to new lenders may be in for a shock as new transfer fees are imposed by the banks.
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Credit Card Regulations May Have Unintended Negative Consequences
Posted On: May 27, 2009
By Joe Taylor Jr., CardRatings.com Reporter
President Obama Signs Credit Card Act Into LawAs President Obama signed a new Credit Card Bill into law, financial industry analysts debated whether tough, new regulations would return America’s consumers to a more responsible era or throw the sector into a tailspin. Major provisions of the new credit card law [...]
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How Long Can You Be Black Listed From a Credit Card?
Posted On: January 24, 2007
Author: AJ
Posted: Sun Jan 21, 2007 5:34 pm
Post subject: How Long Will A Credit Card Company Keep you “Blacklist
I assume that means you defaulted or filed a chapter against them. I know it’s removed from you reports after 10 years, but the banks still have you as being BAD
Author: mouse
Posted: Sun Jan 21, 2007 [...]
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Can You Be Charged Interest on a Credit Card after it’s Charged Off?
Posted On: November 10, 2005
Author: guest5555
Posted: Thu Jan 08, 2004 8:19 pm
Post subject: Can You Be Charged Interest on a Credit Card after it’s Charged Off?
I just want to know if a credit card company can keep charging you interest
Author: NightStar
Posted: Wed Mar 31, 2004 9:17 am
Post subject: Can You Be Charged Interest on a Credit Card after it’s [...]
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