dcsimg

Credit Card Interest

Credit Card Regulations May Have Unintended Negative Consequences Written by
May 27, 2009
President Obama Signs Credit Card Act Into LawAs President Obama signed a new Credit Card Bill into law, financial industry analysts debated whether tough, new regulations would return America's consumers to a more responsible era or throw the sector into a tailspin. Major provisions of the new credit card law include: Strict limits on marketing to [...] Posted in: Credit Card Fees Credit Card Help Credit Card Interest Credit Card Laws
Citi Credit Card Rewards Responsible Action (Part 2) Written by Mike Killian March 31, 2009 Editor's Note:  This offer expired and is no longer available. Click here for an updated list of cards from Citi Editor's Note: This article is the second of a two-part interview with Terry O'Neil, Executive vice president of Citi Cards.Citi Forward also offers a variety of credit education and online features to help keep card members' [...] Posted in: Citi Credit Cards Credit Card Interest Credit Score Low Rate Credit Cards
Citi Credit Card Rewards Responsible Action (Part 1) Written by Mike Killian March 26, 2009 Editor's Note:  These offers are no longer available.  Click here for an updated list of cards from Citi Editor's Note: This article is the first of a two-part interview with Terry O'Neil, Executive vice president of Citi Cards.Who hasn't ever paid a credit card late fee? Consumers are often penalized with over the limit fees or [...] Posted in: Citi Credit Cards Credit Card Interest Credit Score Low Rate Credit Cards
Variable versus Fixed-Rate Credit Cards Written by
March 4, 2009
An excerpt from How YOU Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line. All cards can be classified as either fixed or variable rate. Fixed rate means the interest rate never changes—at least, in theory. The rate on variable-rate cards, however, can go up or down, depending on the [...] Posted in: Credit Card Interest
Re-thinking Credit Card Choices Written by Mike Killian February 17, 2009 Exceptional times often require exceptional measures to deal with events. No one doubts or questions the seriousness of our economy. Consumers are cutting spending and shedding debt whenever and wherever possible. The commercial market place is affected by this trend. What does this mean for consumers in return? What credit cards should they be considering? [...] Posted in: Credit Card Fees Credit Card Interest Credit Score
Using a Low-Rate Credit Card to Your Advantage Written by
September 23, 2008
An excerpt from How YOU Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line.The Three Keys to Using a Low-Rate Credit Card to Your Advantage: 1. Make your payments early. If your card issuer uses the average daily balance method to calculate interest (most do), make your payments before the due [...] Posted in: Credit Card Interest Low Rate Credit Cards
Negotiate a Better Credit Card Rate Written by
September 16, 2008
An excerpt from How YOU Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line.When you've taken a gander at the current rates being offered, you can use them as a negotiating tool with your card issuer. Trying to bargain down your rate might sound like an intimidating, complex process, [...] Posted in: Credit Card Education Credit Card Interest
The Military and Money Written by
August 15, 2008
My younger brother, Johnpaul Arnold, is a Major in the Army. He’s on his second tour in Iraq, and I pray for his safe return every day. He’s provided me with endless encouragement, especially at times when I needed it the most such as working on my most recent book on credit cards (which turned [...] Posted in: Credit Card Education Credit Card Interest Credit Score
Proposed Regulations for the Credit Card Industry: Do They Go Far Enough? Written by
July 27, 2007
In late May, the Federal Reserve came out with its proposals for changing the rules that the credit card industry must follow. The goal, according to Federal Reserve Board Chairman Ben S. Bernanke: “… is to make sure that consumers get key information about credit card terms in a clear and conspicuous format and at a [...] Posted in: Credit Card Interest Credit Card Laws
Simmons Bank Credit Card Has Many Consumer-Friendly Features Written by Mike Killian July 13, 2007 Recently, U.S. Senate hearings and Federal Reserve proposals regarding excessive credit card fees have filled the news. At such times it is refreshing to promote a card issuer whose card has been touted as being consumer friendly for many years. I am referring to Simmons Bank based in Arkansas and specifically to their Simmons Bank Visa [...] Posted in: Balance Transfer Best Credit Card Deals Credit Card Interest Low Rate Credit Cards

How do your cards stack up?

Compare your card starting here

NEXT »

Featured Partner Cards

loading