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Credit Card Interest

Credit Card Regulations May Have Unintended Negative Consequences Written by
May 27, 2009
President Obama Signs Credit Card Act Into LawAs President Obama signed a new Credit Card Bill into law, financial industry analysts debated whether tough, new regulations would return America's consumers to a more responsible era or throw the sector into a tailspin. Major provisions of the new credit card law include: Strict limits on marketing to [...] Posted in: Credit Card Fees Credit Card Help Credit Card Interest Credit Card Laws
Citi Credit Card Rewards Responsible Action (Part 2) Written by Mike Killian March 31, 2009 Editor's Note:  This offer expired and is no longer available. Click here for an updated list of cards from Citi Editor's Note: This article is the second of a two-part interview with Terry O'Neil, Executive vice president of Citi Cards.Citi Forward also offers a variety of credit education and online features to help keep card members' [...] Posted in: Citi Credit Cards Credit Card Interest Credit Score Low Rate Credit Cards
Citi Credit Card Rewards Responsible Action (Part 1) Written by Mike Killian March 26, 2009 Editor's Note:  These offers are no longer available.  Click here for an updated list of cards from Citi Editor's Note: This article is the first of a two-part interview with Terry O'Neil, Executive vice president of Citi Cards.Who hasn't ever paid a credit card late fee? Consumers are often penalized with over the limit fees or [...] Posted in: Citi Credit Cards Credit Card Interest Credit Score Low Rate Credit Cards
Variable versus Fixed-Rate Credit Cards Written by
March 4, 2009
An excerpt from How YOU Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line. All cards can be classified as either fixed or variable rate. Fixed rate means the interest rate never changes—at least, in theory. The rate on variable-rate cards, however, can go up or down, depending on the [...] Posted in: Credit Card Interest
Re-thinking Credit Card Choices Written by Mike Killian February 17, 2009 Exceptional times often require exceptional measures to deal with events. No one doubts or questions the seriousness of our economy. Consumers are cutting spending and shedding debt whenever and wherever possible. The commercial market place is affected by this trend. What does this mean for consumers in return? What credit cards should they be considering? [...] Posted in: Credit Card Fees Credit Card Interest Credit Score
Using a Low-Rate Credit Card to Your Advantage Written by
September 23, 2008
An excerpt from How YOU Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line.The three Keys to Using a Low-Rate Credit Card to Your Advantage: 1. Make your payments early. If your card issuer uses the average daily balance method to calculate interest (most do), make your payments before the [...] Posted in: Credit Card Interest Low Rate Credit Cards
Negotiate a Better Credit Card Rate Written by
September 16, 2008
An excerpt from How YOU Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line.When you've taken a gander at the current rates being offered, you can use them as a negotiating tool with your card issuer. Trying to bargain down your rate might sound like an intimidating, complex [...] Posted in: Credit Card Education Credit Card Interest
The Military and Money Written by
August 15, 2008
My younger brother, Johnpaul Arnold, is a Major in the Army. He’s on his second tour in Iraq, and I pray for his safe return every day. He’s provided me with endless encouragement, especially at times when I needed it the most such as working on my most recent book on credit cards (which turned [...] Posted in: Credit Card Education Credit Card Interest Credit Score
Fed Cuts Key Rate By One-Quarter of a Point: Credit Card Users Will Likely Benefit Written by
May 2, 2008
The Fed announced a 25 basis point rate cut, bringing a key rate to 2.00 percent. The prime rate will also fall one-quarter of a percentage point to 5.00 percent. The move by the Federal Open Market Committee followed several rate cuts in the first quarter of 2008 that brought the federal funds rate down [...] Posted in: Credit Card Interest
Fed Cuts Key Rate By Three-Quarters of a Point: Credit Card Users Will Likely Benefit Written by
March 25, 2008
The Fed announced a 75 basis point rate cut, bringing a key rate to 2.25 percent. The prime rate will fall three-quarters of a percentage point, also, to 5.25 percent. The move by the Federal Open Market Committee followed a half-percent rate cut Jan. 30 and brought the federal funds rate down to its lowest [...] Posted in: Credit Card Interest
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