Variable versus Fixed-Rate Credit Cards Written by Curtis Arnold March 4, 2009An excerpt from How YOU Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line.
All cards can be classified as either fixed or variable rate. Fixed rate means the interest rate never changes—at least, in theory. The rate on variable-rate cards, however, can go up or down, depending on the [...]Posted in:Credit Card Interest
Re-thinking Credit Card Choices Written by Mike Killian February 17, 2009Exceptional times often require exceptional measures to deal with events. No one doubts or questions the seriousness of our economy. Consumers are cutting spending and shedding debt whenever and wherever possible. The commercial market place is affected by this trend. What does this mean for consumers in return? What credit cards should they be considering? [...]Posted in:Credit Card FeesCredit Card InterestCredit Score
Negotiate a Better Credit Card Rate Written by Curtis Arnold September 16, 2008An excerpt from How YOU Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line.When you've taken a gander at the current rates being offered, you can use them as a negotiating tool with your card issuer. Trying to bargain down your rate might sound like an intimidating, complex process, [...]Posted in:Credit Card EducationCredit Card Interest