Credit Card Fees

How to avoid credit card late fees Written by Geoff Williams November 11, 2011 Late fees are coming back. That is, five of the nation's top six credit card issuers recently released their late payment data for the month of September, and late fees were on the rise. It's the biggest jump in late fee payments since February 2009, according to the Associated Press. It may be troubling data, since [...] Posted in: Credit Card Fees
Durbin takes effect Oct. 1. Should you care? Written by Geoff Williams September 28, 2011 Come the first of October, you'll probably think a lot of things, like, "Great, my mortgage/rent is due," or, "Geez, it's October already?" It might hit you that it's almost Halloween, or maybe if you live in a part of the country where the tree foliage gets spectacular during the fall, you might be thinking [...] Posted in: Credit Card Fees
Some credit card issuers waive late fees for Hurricane Irene victims Written by Geoff Williams August 31, 2011 Some credit card issuers are trying not to add insult to injury. A handful of credit card companies earlier this week announced that they are going to go easy on some fees that customers who have been affected by Hurricane Irene might rack up. In particular, JP Morgan Chase on Monday told customers in an email [...] Posted in: Credit Card Fees Chase Credit Card Capital One Credit Card
Late fees are down: the sequel Written by Geoff Williams August 24, 2011 Wow, we haven't seen late fees this few and far between since 1994. That's right, for those who crave good news about our economy, here's some: Late payments to credit cards are down to their lowest levels in the last 17 years. That's according to TransUnion, the credit reporting agency, which came out with the news this [...] Posted in: Credit Reports Citi Credit Cards Credit Card Fees
Happy days are here again - or are they? Written by Geoff Williams May 17, 2011 More good news concerning credit cards and the economy as of late. There have been fewer late fees and fewer defaults on credit cards. When it comes to the nation's fiscal health, credit cards are the canary in the coal mine. As you probably know, in the old days, coal miners literally used canaries--they'd bring them [...] Posted in: Credit Card Fees
Good news for credit cards? Late fees are down Written by Geoff Williams May 10, 2011 Late fees are down, according to a report on credit card reform just released by the Pew Charitable Trusts, a Philadelphia-based nonprofit. Let's repeat that because, well, it's always nice to have good news. Late fees are down. After the CARD Act In the last two years, ever since President Barack Obama signed the Credit Card Accountability, Responsibility [...] Posted in: Credit Card Fees
Watch for changes in bank rewards programs in 2011 Written by
February 10, 2011
The Federal Reserve thinks that banks have been charging merchants way too much for the convenience of processing debit and credit card transactions. Over the next year, lower interchange fees may not exactly result in lower prices at your favorite store. However, you'll probably notice some subtle changes to your favorite card reward programs, as [...] Posted in: Credit Card Fees
Fighting unwanted credit card charges… from your credit card issuer Written by
December 30, 2010
Lori Swanson must wonder if "Peggy" is secretly working for Discover Card, after all. As Minnesota's Attorney General, Swanson holds companies accountable to state consumer protection laws. After hearing about heavy-handed sales tactics used to sign customers up for monthly-billed service plans, Swanson filed a lawsuit to warn consumers about [...] Posted in: Credit Card Fees
Five Reasons NOT to Break Up with Your Backstabbing Credit Card Issuer Written by
January 14, 2010
If you're like me, my wife, and most of the credit card users in the United States, you received a little note from your lender in 2009 outlining "simple changes" to your card's terms and conditions. At my house, our lenders' contract adjustments included: �� Hiking the interest rate on one card to 33% �� Dropping [...] Posted in: Credit Card Fees
Credit Card Regulations May Have Unintended Negative Consequences Written by
May 27, 2009
President Obama Signs Credit Card Act Into LawAs President Obama signed a new Credit Card Bill into law, financial industry analysts debated whether tough, new regulations would return America's consumers to a more responsible era or throw the sector into a tailspin. Major provisions of the new credit card law include: Strict limits on marketing to [...] Posted in: Credit Card Fees Credit Card Help Credit Card Interest Credit Card Laws
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