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Credit Card Fees

How to avoid credit card late fees Written by Geoff Williams November 11, 2011 Late fees are coming back. That is, five of the nation's top six credit card issuers recently released their late payment data for the month of September, and late fees were on the rise. It's the biggest jump in late fee payments since February 2009, according to the Associated Press. It may be troubling data, since [...] Posted in: Credit Card Fees
Durbin takes effect Oct. 1. Should you care? Written by Geoff Williams September 28, 2011 Come the first of October, you'll probably think a lot of things, like, "Great, my mortgage/rent is due," or, "Geez, it's October already?" It might hit you that it's almost Halloween, or maybe if you live in a part of the country where the tree foliage gets spectacular during the fall, you might be thinking [...] Posted in: Credit Card Fees
Late fees are down: the sequel Written by Geoff Williams August 24, 2011 Wow, we haven't seen late fees this few and far between since 1994. That's right, for those who crave good news about our economy, here's some: Late payments to credit cards are down to their lowest levels in the last 17 years. That's according to TransUnion, the credit reporting agency, which came out with the news this [...] Posted in: Credit Reports Citi Credit Cards Credit Card Fees
Happy days are here again - or are they? Written by Geoff Williams May 17, 2011 More good news concerning credit cards and the economy as of late. There have been fewer late fees and fewer defaults on credit cards. When it comes to the nation's fiscal health, credit cards are the canary in the coal mine. As you probably know, in the old days, coal miners literally used canaries--they'd bring them [...] Posted in: Credit Card Fees
Good news for credit cards? Late fees are down Written by Geoff Williams May 10, 2011 Late fees are down, according to a report on credit card reform just released by the Pew Charitable Trusts, a Philadelphia-based nonprofit. Let's repeat that because, well, it's always nice to have good news. Late fees are down. After the CARD Act In the last two years, ever since President Barack Obama signed the Credit Card Accountability, Responsibility [...] Posted in: Credit Card Fees
Fighting unwanted credit card charges… from your credit card issuer Written by
December 30, 2010
Lori Swanson must wonder if "Peggy" is secretly working for Discover Card, after all. As Minnesota's Attorney General, Swanson holds companies accountable to state consumer protection laws. After hearing about heavy-handed sales tactics used to sign customers up for monthly-billed service plans, Swanson filed a lawsuit to warn consumers about [...] Posted in: Credit Card Fees
Five Reasons NOT to Break Up with Your Backstabbing Credit Card Issuer Written by
January 14, 2010
If you're like me, my wife, and most of the credit card users in the United States, you received a little note from your lender in 2009 outlining "simple changes" to your card's terms and conditions. At my house, our lenders' contract adjustments included:  1. Hiking the interest rate on one card to 33% 2. Dropping the [...] Posted in: Credit Card Fees
Credit Card Regulations May Have Unintended Negative Consequences Written by
May 27, 2009
President Obama Signs Credit Card Act Into LawAs President Obama signed a new Credit Card Bill into law, financial industry analysts debated whether tough, new regulations would return America's consumers to a more responsible era or throw the sector into a tailspin. Major provisions of the new credit card law include: Strict limits on marketing to [...] Posted in: Credit Card Fees Credit Card Help Credit Card Interest Credit Card Laws
Re-thinking Credit Card Choices Written by Mike Killian February 17, 2009 Exceptional times often require exceptional measures to deal with events. No one doubts or questions the seriousness of our economy. Consumers are cutting spending and shedding debt whenever and wherever possible. The commercial market place is affected by this trend. What does this mean for consumers in return? What credit cards should they be considering? [...] Posted in: Credit Card Fees Credit Card Interest Credit Score
Getting Dinged with a $250 Credit Card Credit Limit Increase Fee! Written by
May 29, 2007
Not too long ago, one of my CardRatings.com colleagues came home to find an offer from Best Buy in her mailbox. It was for a MasterCard that came with some nice perks: An introductory APR of 0% – good for a year Four percent back on Best Buy purchases A minimum of 1% back elsewhere Two percent back during [...] Posted in: Best Credit Card Deals Credit Card Fees Rewards Credit Card

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