Credit card companies exiting the mug-shot business Written by Maryalene LaPonsie January 24, 2014Credit cards have become such a universal form of payment it is easy to forget their use is a two-way street. It isn't enough for a merchant to want to accept credit cards -- the issuing company has to agree to add that business to its network as well.
And every once in a while, credit [...]Posted in:Credit Card Companies
Will retailers start charging for the privilege of paying with plastic? Written by Maryalene LaPonsie January 4, 2013Your morning latte may be getting more expensive. No, the coffee shop isn't raising their prices, but they may start charging you an extra fee if you plan on paying with your credit card.
It's just the latest tactic allowed by retailers who don't appreciate $1 purchases paid for with Visa and MasterCard. Back in 2010, [...]Posted in:Credit Card Companies
"Your credit card has been declined…" Written by Geoff Williams April 6, 2012Having your credit card declined is almost a rite of passage, I suppose, for people who aren't incredibly rich. It's hard to imagine that any adult can go through life without their credit card or debit card being declined at least once, even if it's just a technical snafu. Which is what happened last Sunday, [...]Posted in:OtherCredit Card Companies
Is live credit card help too much to ask? Written by Geoff Williams March 30, 2012If I were king for a day, I would permanently ban automated customer service systems.
OK, actually, if I really were king for a day, I'd probably buy Disneyland or the Eiffel Tower and give it to my kids as a present, or do something much more cool than pick on credit card companies, and it's [...]Posted in:Credit Card Companies
Simmons Bank Introduces New Low Variable Rate Visa Card @ 7.25% APR Written by Mike Killian August 11, 2006Why would anyone apply for a credit card from a bank located in Arkansas? The answer is simple. Cards issued by Arkansas banks have historically offered some of the lowest rates in the country.
The latest offering by an Arkansas based bank is no exception. I am referring to the new Simmons Bank Visa Platinum Card, [...]Posted in:Credit Card Companies
A Condensed Consumer Guide to Surviving Credit Card Company Mergers Written by Mike Killian May 19, 2006
Recently David Lazarus of the San Franciso Chronicle wrote an article entitled Beware MBNA Changes. As the title indicates, the thrust of the feature concerned the recent changes caused by the merger of Bank of America (BofA) and MBNA. The expose focused on the negative impact to existing MBNA credit card holders.
I interviewed a [...]Posted in:Credit Card Companies
Bank One Credit Card Written by Amber Stubbs July 26, 2005Author: Milavant Title: Bank One Credit Card Date: Thu Jan 06, 2005 8:35 pm
How do you decide whether to keep (and use) a 1% Flexible Rewards Visa card issued by Bank One with a $14,500 limit?
I have two other (better) cards I use regularly (AMEX Cashback and Chase Perfectcard), and it appears that I [...]Posted in:Credit Card Companies
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.
The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers.
Advertisers in our database are highlighted, and advertisements include an option to apply using links on our site. CardRatings.com may be compensated by companies mentioned on the site when a user's application is accepted or approved by such companies.