Citi Credit Card Rewards Responsible Action (Part 2)

Posted On: March 31, 2009

By Michael Killian, CardRatings.com Reporter
Editor’s Note: This article is the second of a two-part interview with Terry O’Neil, Executive vice president of Citi Cards.

Mike: Can you elaborate on some of the benefits of this program?
Terry: Citi Forward has great built-in features and benefits that include:

Quarter percent purchase APR reduction when making a purchase, staying [...]

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Citi Credit Card Rewards Responsible Action (Part 1)

Posted On: March 26, 2009

By Michael Killian, CardRatings.com Reporter
Editor’s Note: This article is the first of a two-part interview with Terry O’Neil, Executive vice president of Citi Cards.

Who hasn’t ever paid a credit card late fee? Consumers are often penalized with over the limit fees or a higher interest rate for being late on a payment. Wouldn’t it [...]

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Using a Low-Rate Credit Card to Your Advantage

Posted On: September 23, 2008

An excerpt from How YOU Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line.

The three Keys to Using a Low Interest Credit Card to Your Advantage:
1. Make your payments early.
If your card issuer uses the average daily balance method to calculate interest (most do), make your payments before [...]

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Negotiate a Better Credit Card Rate

Posted On: September 16, 2008

An excerpt from How YOU Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line.

When you’ve taken a gander at the current rates being offered, you can use them as a negotiating tool with your card issuer. Trying to bargain down your rate might sound like an intimidating, complex [...]

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Credit Card With Low Fixed Rate

Posted On: January 30, 2006

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Posted: Tue Sep 28, 2004 6:31 pm
Post subject: Credit Card With Low fixed Rate
randy
Date: 2/16/2001 6:07 pm CDT
i have a credit card with a fixed rate of 5.9%. when searching the web pages i can’t find any that come close. this card is a platinum card provided by providian bank. is this to good [...]

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