Credit Tips: Applied for Credit Card via PayPal

Posted On: September 19, 2007

Guest: jrjdrayer
Credit Expert (100+ Posts)
Post subject: Applied for Credit Card via PayPal
Posted: Wed Sep 19, 2007 11:43 am

That’s what I was saying !!!
_________________
Perspective - Use it or lose it.
(R. Bach)

Guest: Ira
Board Monitor
Posted: Wed Sep 19, 2007 11:51 am

spjoink wrote:
I got an inquire from Gemb/ paypal for a new creditcard and i also see i got a $3000 credit limit ….i never applied for this card…what can i do
The creditlimit is a joke …they pulled equifax.

I’m confused. Did you get an “inquire” (inquiry?), did you get an offer for an account with a $3,000.00 limit, or did you get the actual card?

Some people would drool over a $3,000.00 limit while others think it’s too small. It depends on the individual and what you’re going to use the card for. I have some accounts with a $2,000.00 limit that are perfectly adequate. I have others with a $25,000.00 limit.
_________________
Do not let what you cannot do interfere with what you can do.

Ira

Guest: jrjdrayer
Credit Expert (100+ Posts)
Posted: Wed Sep 19, 2007 11:52 am

When I got mine, there was no hard inquiry and the account just showed up on the paypal website and on my credit report.
_________________
Perspective - Use it or lose it.
(R. Bach)