Washington Mutual 0% Credit Card With 10% Cash Back for 6 Months
Author: jrjdrayer
PostPosted: Wed Apr 11, 2007 8:06 pm
Post subject: WAMU 0% until 5/08 .....
on purchases and balance transfers made within the first 90 days. Interest rate is 8.9% after 5/08. After charging $ 4000, (it's tiered rewards before that,...goes up with each $ 1000) 5% cash back on grocery stores, gas, and drugstores. 10% cash back on gas for the first 6 months. Gotta say the 10% on gas right now is looking pretty good.
I was preapproved and went online. Got instant approval for $ 7000 and did a 3k balance transfer from my Chase card (my 0% ends in May)
Very Happy Very Happy Very Happy
Anyone else get this offer ?
_________________
Perspective - Use it or lose it.
(R. Bach)
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: multiplierx
PostPosted: Wed Apr 11, 2007 8:46 pm
Post subject:
"10% cash back on gas for the first 6 months."
Nice offer but most WAMU offers I've seen don't look too good after reading the fine print. Is there a limit on that 10%?
Author: jrjdrayer
PostPosted: Wed Apr 11, 2007 9:12 pm
Post subject:
I just re-read the disclosure and it says "You will earn a cash rebate for all net new purchases (new purchases minus returns and adjustments) that you make with your card during each rebate period (anniversary date )" There is no mention of a cap.
I had looked for that before I applied and didnt see it. I just re-read everything a few times and still I dont see a cap.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: spjoink
PostPosted: Thu Apr 12, 2007 1:56 am
Post subject:
got the same offer ,but mine was until august 2008...i applied on the phone ...i will post update..i like the offer Laughing
Author: howardi
PostPosted: Thu Apr 12, 2007 5:49 pm
Post subject:
I got pre-approved but did not take up the offer.I have enough credit cards as it is.......But then again??
What were your scores like to get a $7000 CL??
TU: 716
EQuack: 711
EXP: 698
I have a few high balances etc...
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
PostPosted: Wed Apr 11, 2007 8:06 pm
Post subject: WAMU 0% until 5/08 .....
on purchases and balance transfers made within the first 90 days. Interest rate is 8.9% after 5/08. After charging $ 4000, (it's tiered rewards before that,...goes up with each $ 1000) 5% cash back on grocery stores, gas, and drugstores. 10% cash back on gas for the first 6 months. Gotta say the 10% on gas right now is looking pretty good.
I was preapproved and went online. Got instant approval for $ 7000 and did a 3k balance transfer from my Chase card (my 0% ends in May)
Very Happy Very Happy Very Happy
Anyone else get this offer ?
_________________
Perspective - Use it or lose it.
(R. Bach)
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: multiplierx
PostPosted: Wed Apr 11, 2007 8:46 pm
Post subject:
"10% cash back on gas for the first 6 months."
Nice offer but most WAMU offers I've seen don't look too good after reading the fine print. Is there a limit on that 10%?
Author: jrjdrayer
PostPosted: Wed Apr 11, 2007 9:12 pm
Post subject:
I just re-read the disclosure and it says "You will earn a cash rebate for all net new purchases (new purchases minus returns and adjustments) that you make with your card during each rebate period (anniversary date )" There is no mention of a cap.
I had looked for that before I applied and didnt see it. I just re-read everything a few times and still I dont see a cap.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: spjoink
PostPosted: Thu Apr 12, 2007 1:56 am
Post subject:
got the same offer ,but mine was until august 2008...i applied on the phone ...i will post update..i like the offer Laughing
Author: howardi
PostPosted: Thu Apr 12, 2007 5:49 pm
Post subject:
I got pre-approved but did not take up the offer.I have enough credit cards as it is.......But then again??
What were your scores like to get a $7000 CL??
TU: 716
EQuack: 711
EXP: 698
I have a few high balances etc...
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Labels: Gas and Grocery Cash Back Credit Cards, Teired Rewards Credit Cards
posted by CardRatings.com at 4:52 PM
1 Comments:
you're screwed if you take advantage of both parts of the offer.
0% balance transfer? good deal, if you never buy anything on the card.
10% back on gas? good deal, if you pay off the card each month.
0% balance transfer and spending money on the card for gas? you're screwed. you get back 10% in that first month, but you have to pay 18% back to the credit card company for that gas every month until you pay off the full balance transfer.
it looks like it's too late to suggest you be careful. but others may stumble in here and give heed.
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