Is US Bank Credit Card Company a Subprime Lender?

Author: xace
Posted: Mon Apr 02, 2007 8:56 pm
Post subject: US Bank

Is this considered a subprime lender? Also do there cards look like they do on the website? How hard is it to get in the door with US Bank?

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Author: magnus351
Posted: Mon Apr 02, 2007 9:35 pm
Post subject:

usbank is not a subprime lender. and getting there cards is difficult if you've ever had problem credit.

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Author: Chazmanian
Posted: Mon Apr 02, 2007 11:06 pm
Post subject:

Absolutely love my US Platinum Biz; card. Excellent customer service...Nice intial limits. I'm told that they will CLI every 6 months like "Clockwork"...My Biz' card is at 0% for the first 9 months. 11% I think afterwards?

Not subprime by anymeans but the rate after the intro could be better.

I dont use anything after the intro so WTH?

I had a invite letter and they pulled Experian. My Exp is over 700 by just a touch...Lots of Inquiries didnt phase em'. 15K intial limit and 1% minimum payment due on the intro offer.

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Author: hate2work
Posted: Tue Apr 03, 2007 12:01 am
Post subject:

US Bank is very good, definitely not sub prime.

Great CS, and an award winning, easy to navigate website as well.

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Author: angelo21
Posted: Tue Apr 03, 2007 10:54 am
Post subject:

I don't consider USB sub prime either.

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CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

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