Bank of America Credit Card Bureau Pulls
Author: sb1966
Posted: Tue Apr 03, 2007 9:24 am
Post subject: BOA credit bureau pull(s)?
1) Does anyone know what credit bureau Bank of America pulls for credit reviews?
2) Also, I contacted BOA yesterday to find out about their secure Visa program. They indicated that after 9 months of timely payments (not carrying a balance is viewed more favorably) they will convert your account to a non secured account.
I thought it was worth the $1000 investment to gain another positive trade line.
My question related to #2...the rep indicated that they report the secured account as just a regular credit card account with NO reference to secured.
Is anyone familiar with this before I send in my money
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: hdporter
Posted: Tue Apr 03, 2007 10:33 am
Post subject: Re: BOA credit bureau pull(s)?
sb1966 wrote:
1) Does anyone know what credit bureau Bank of America pulls for credit reviews?
BA pulled Exp for my 3 applications since Dec 1. I previously made two apps in early 2004 -- they pulled Eq for the 1st, Exp for the 2nd. (FWIW, I live in PA)
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Tue Apr 03, 2007 9:24 am
Post subject: BOA credit bureau pull(s)?
1) Does anyone know what credit bureau Bank of America pulls for credit reviews?
2) Also, I contacted BOA yesterday to find out about their secure Visa program. They indicated that after 9 months of timely payments (not carrying a balance is viewed more favorably) they will convert your account to a non secured account.
I thought it was worth the $1000 investment to gain another positive trade line.
My question related to #2...the rep indicated that they report the secured account as just a regular credit card account with NO reference to secured.
Is anyone familiar with this before I send in my money
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: hdporter
Posted: Tue Apr 03, 2007 10:33 am
Post subject: Re: BOA credit bureau pull(s)?
sb1966 wrote:
1) Does anyone know what credit bureau Bank of America pulls for credit reviews?
BA pulled Exp for my 3 applications since Dec 1. I previously made two apps in early 2004 -- they pulled Eq for the 1st, Exp for the 2nd. (FWIW, I live in PA)
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 9:05 PM
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